IPAC vs IEFA

AIPAC

BIEFA

Measures won1–4IEFA wins · of 6 · 5Y

$10,000 · 5Y$14,591IEFA · VXUS $14,489

Lowest cost0.05%VXUS · $5 on $10k

Most income4.01%IPAC · $401 on $10k

Smallest drop−11.3%VXUS · worst fall in 1Y

Held in common35.6%IPAC and IEFA

IPAC

IEFA

iShares Core MSCI Pacific ETF · $2.6BiShares Core MSCI EAFE ETF · $189B

+17.4%3 years · per year$16,168 · $16,646+18.5%

+7.3%5 years · per year$14,213 · $14,591+7.8%

0.09%Expense ratio$9 · $7 on $10k · lower wins0.07%

4.01%12-mo yield$401 · $347 on $10k3.47%

−11.5%Worst dropSmaller wins−11.5%

18.1%VolatilityLower wins16.2%

1–4IEFA wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIPAC · IEFA

2.5%8306.T0.9%

2.3%7203.T0.8%

2.3%BHP.AX0.8%

2.1%CBA.AX0.8%

Held in common35.6%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AIPAC	iShares Core MSCI Pacific ETFRead Desk	0.09%	4.01%	−0.2%	+10.2%	+11.9%	+17.4%	+7.3%	−11.5%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.47%	−0.8%	+7.7%	+11.9%	+18.5%	+7.8%	−11.5%	$188.8B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AIPAC	iShares Core MSCI Pacific ETFRead Desk	0.09%	4.01%	−0.2%	+10.2%	+11.9%	+17.4%	+7.3%	−11.5%	$2.6B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPAC vs IEFA

IPAC

iShares Core MSCI Pacific

$14,213

IEFA

iShares Core MSCI EAFE

$14,591

MeasureIPACIEFA

Fee0.09%0.07%

Cost on $10k a year$9$7

Yield4.01%3.47%

5 years, per year+7.3%+7.8%

3 years, per year+17.4%+18.5%

Worst drop · 1Y−11.5%−11.5%

Volatility · 1Y18.1%16.2%

4–1measures won
IEFA first

35.6%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$189B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IPAC, IEFA, VXUS

Today

50.0%most shared, IEFA and VXUS

IPACIEFAVXUS

IPAC—35.6%18.9%

IEFA35.6%—50.0%

VXUS18.9%50.0%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$392most kept, IPAC

IPAC$401 − $9 = $392

IEFA$347 − $7 = $340

VXUS$245 − $5 = $240

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee