IPAY vs RECS

AIPAY

BRECS

Measures won0–6RECS wins · of 6 · 5Y

$10,000 · 5Y$17,787RECS · IPAY $7,846

Lowest cost0.15%RECS · $15 on $10k

Most income1.04%RECS · $104 on $10k

Smallest drop−8.8%RECS · worst fall in 1Y

Held in common2.9%IPAY and RECS

IPAY

RECS

Amplify Digital Payments ETF · $152MColumbia Research Enhanced Core ETF · $6.0B

+12.1%3 years · per year$14,103 · $18,239+22.2%

−4.7%5 years · per year$7,846 · $17,787+12.2%

0.75%Expense ratio$75 · $15 on $10k · lower wins0.15%

0.82%12-mo yield$82 · $104 on $10k1.04%

−22.6%Worst dropSmaller wins−8.8%

24.9%VolatilityLower wins12.5%

0–6RECS wins

$10,000 · 5 yearsOne scale

Shared top holdingsIPAY · RECS

7.0%MA2.8%

1.2%EEFT0.0%

1.0%WU0.0%

Held in common2.9%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BRECS	Columbia Research Enhanced Core ETFRead Desk		0.15%	1.04%	+0.1%	+7.3%	+9.1%	+22.2%	+12.2%	−8.8%	$6.0B
2	AIPAY	Amplify Digital Payments ETFRead Desk		0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BRECS	Columbia Research Enhanced Core ETFRead Desk		0.15%	1.04%	+0.1%	+7.3%	+9.1%	+22.2%	+12.2%	−8.8%	$6.0B
2	AIPAY	Amplify Digital Payments ETFRead Desk		0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPAY vs RECS

IPAY

Amplify Digital Payments

$7,847

RECS

Columbia Research Enhanced Core

$17,787

MeasureIPAYRECS

Fee0.75%0.15%

Cost on $10k a year$75$15

Yield0.82%1.04%

5 years, per year−4.7%+12.2%

3 years, per year+12.1%+22.2%

Worst drop · 1Y−22.6%−8.8%

Volatility · 1Y24.9%12.5%

6–0measures won
RECS first

2.9%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IPAY, RECS

Today

2.9%most shared, IPAY and RECS

IPAYRECS

IPAY—2.9%

RECS2.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$89most kept, RECS

RECS$104 − $15 = $89

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee