IPAY vs VTI

AIPAY

BVTI

Measures won0–6VTI wins · of 6 · 5Y

$10,000 · 5Y$16,375VTI · IPAY $7,846

Lowest cost0.03%VTI · $3 on $10k

Most income1.09%VTI · $109 on $10k

Smallest drop−8.9%VTI · worst fall in 1Y

Held in common2.2%IPAY and VTI

IPAY

VTI

Amplify Digital Payments ETF · $152MVanguard Morningstar Total Stock Market ETF · $689B

+12.1%3 years · per year$14,103 · $18,004+21.7%

−4.7%5 years · per year$7,846 · $16,375+10.4%

0.75%Expense ratio$75 · $3 on $10k · lower wins0.03%

0.82%12-mo yield$82 · $109 on $10k1.09%

−22.6%Worst dropSmaller wins−8.9%

24.9%VolatilityLower wins13.7%

0–6VTI wins

$10,000 · 5 yearsOne scale

Shared top holdingsIPAY · VTI

7.0%V0.8%

7.0%MA0.6%

6.0%AXP0.2%

5.8%COF0.2%

Held in common2.2%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	AIPAY	Amplify Digital Payments ETFRead Desk		0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BVTI	Vanguard Morningstar Total Stock Market ETFRead Desk		0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
2	AIPAY	Amplify Digital Payments ETFRead Desk		0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPAY vs VTI

IPAY

Amplify Digital Payments

$7,847

VTI

Vanguard Morningstar Total Stock Market

$16,375

MeasureIPAYVTI

Fee0.75%0.03%

Cost on $10k a year$75$3

Yield0.82%1.09%

5 years, per year−4.7%+10.4%

3 years, per year+12.1%+21.7%

Worst drop · 1Y−22.6%−8.9%

Volatility · 1Y24.9%13.7%

6–0measures won
VTI first

2.2%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: IPAY, VTI

Today

2.2%most shared, IPAY and VTI

IPAYVTI

IPAY—2.2%

VTI2.2%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$106most kept, VTI

VTI$109 − $3 = $106

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee