IPAY vs VYM

AIPAY

BVYM

Measures won0–6VYM wins · of 6 · 5Y

$10,000 · 5Y$16,941VYM · SCHD $16,267

Lowest cost0.04%VYM · $4 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.7%VYM · worst fall in 1Y

Held in common0.7%IPAY and VYM

IPAY

VYM

Amplify Digital Payments ETF · $152MVanguard High Dividend Yield ETF · $78.9B

+12.1%3 years · per year$14,103 · $17,107+19.6%

−4.7%5 years · per year$7,846 · $16,941+11.1%

0.75%Expense ratio$75 · $4 on $10k · lower wins0.04%

0.82%12-mo yield$82 · $231 on $10k2.31%

−22.6%Worst dropSmaller wins−6.7%

24.9%VolatilityLower wins10.6%

0–6VYM wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIPAY · VYM

5.8%COF0.5%

4.7%GPN0.1%

3.3%FIS0.1%

1.0%WU0.0%

Held in common0.7%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BVYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.31%	−0.5%	+12.8%	+16.5%	+19.6%	+11.1%	−6.7%	$78.9B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	AIPAY	Amplify Digital Payments ETFRead Desk	0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BVYM	Vanguard High Dividend Yield ETFRead Desk	0.04%	2.31%	−0.5%	+12.8%	+16.5%	+19.6%	+11.1%	−6.7%	$78.9B
2	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B
3	AIPAY	Amplify Digital Payments ETFRead Desk	0.75%	0.82%	+0.1%	−3.2%	−5.7%	+12.1%	−4.7%	−22.6%	$152M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPAY vs VYM

IPAY

Amplify Digital Payments

$7,847

VYM

Vanguard High Dividend Yield

$16,941

MeasureIPAYVYM

Fee0.75%0.04%

Cost on $10k a year$75$4

Yield0.82%2.31%

5 years, per year−4.7%+11.1%

3 years, per year+12.1%+19.6%

Worst drop · 1Y−22.6%−6.7%

Volatility · 1Y24.9%10.6%

6–0measures won
VYM first

0.7%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IPAY, VYM, SCHD

Today

21.9%most shared, VYM and SCHD

IPAYVYMSCHD

IPAY—0.7%0.1%

VYM0.7%—21.9%

SCHD0.1%21.9%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

VYM$231 − $4 = $227

IPAY$82 − $75 = $7

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee