IPOS vs FNDF

AIPOS

BFNDF

Measures won0–6FNDF wins · of 6 · 5Y

$10,000 · 5Y$19,326FNDF · VT $15,576

Lowest cost0.06%VT · $6 on $10k

Most income2.99%FNDF · $299 on $10k

Smallest drop−9.7%VT · worst fall in 1Y

Held in common0.0%IPOS and FNDF

IPOS

FNDF

Renaissance International IPO ETF · $9MSchwab Fundamental International Large Company Index ETF · $26.0B

+12.6%3 years · per year$14,283 · $19,830+25.6%

−9.2%5 years · per year$6,155 · $19,326+14.1%

0.80%Expense ratio$80 · $25 on $10k · lower wins0.25%

0.81%12-mo yield$81 · $299 on $10k2.99%

−32.0%Worst dropSmaller wins−10.6%

35.6%VolatilityLower wins16.4%

0–6FNDF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIPOS · FNDF

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B
4	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BFNDF	Schwab Fundamental International Large Company Index ETFRead Desk	0.25%	2.99%	+2.2%	+21.8%	+28.6%	+25.6%	+14.1%	−10.6%	$26.0B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	IEMG	iShares Core MSCI Emerging Markets ETFRead Desk	0.09%	2.54%	−5.6%	+6.0%	+7.5%	+18.9%	+5.3%	−17.8%	$139.4B
4	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPOS vs FNDF

IPOS

Renaissance International IPO

$6,155

FNDF

Schwab Fundamental International Large Company Index

$19,326

MeasureIPOSFNDF

Fee0.80%0.25%

Cost on $10k a year$80$25

Yield0.81%2.99%

5 years, per year−9.2%+14.1%

3 years, per year+12.6%+25.6%

Worst drop · 1Y−32.0%−10.6%

Volatility · 1Y35.6%16.4%

6–0measures won
FNDF first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VWO vs IEMG

YTD

VanguardVWO

+1.2%

IEMGiShares

+6.0%

+1.2%Year to date+6.0%

2.2%Yield2.5%

$125BAssets$139B

2–0IEMG wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IPOS, FNDF, IEMG, VT

Today

20.0%most shared, FNDF and VT

IPOSFNDFIEMGVT

IPOS—0.0%0.0%0.0%

FNDF0.0%—6.2%20.0%

IEMG0.0%6.2%—8.5%

VT0.0%20.0%8.5%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$274most kept, FNDF

FNDF$299 − $25 = $274

IEMG$254 − $9 = $245

VT$159 − $6 = $153

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee