IPOS vs IFLO

AIPOS

BIFLO

Measures won0–4IFLO wins · of 6 · 5Y

$10,000 · 5Y$15,497VEA · VXUS $14,758

Lowest cost0.03%VEA · $3 on $10k

Most income2.44%VEA · $244 on $10k

Smallest drop−7.3%IFLO · worst fall in 1Y

Held in common0.0%IPOS and IFLO

IPOS

IFLO

Renaissance International IPO ETF · $9MVictoryShares International Free Cash Flow ETF · $295M

+11.6%3 years · per year$13,898 · […][…]

−9.0%5 years · per year$6,236 · […][…]

0.80%Expense ratio$80 · $67 on $10k · lower wins0.67%

0.81%12-mo yield$81 · $168 on $10k1.68%

−33.2%Worst dropSmaller wins−7.3%

35.8%VolatilityLower wins15.1%

0–4IFLO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIPOS · IFLO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	+2.1%	+5.9%	+4.0%	+11.6%	−9.0%	−33.2%	$9M
4	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.68%	+2.2%	+30.0%	+36.2%	new	new	−7.3%	$295M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.39%	+2.8%	+11.1%	+15.3%	+19.5%	+8.1%	−11.3%	$163.2B
3	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	+2.1%	+5.9%	+4.0%	+11.6%	−9.0%	−33.2%	$9M
4	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.68%	+2.2%	+30.0%	+36.2%	new	new	−7.3%	$295M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPOS vs IFLO

IPOS

Renaissance International IPO

$6,236

IFLO

VictoryShares International Free Cash Flow

[…]

MeasureIPOSIFLO

Fee0.80%0.67%

Cost on $10k a year$80$67

Yield0.81%1.68%

5 years, per year−9.0%[…]

3 years, per year+11.6%[…]

Worst drop · 1Y−33.2%−7.3%

Volatility · 1Y35.8%15.1%

4–0measures won
IFLO first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+11.1%

IXUSiShares

+11.5%

+11.1%Year to date+11.5%

2.4%Yield3.0%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 9, 2026

VEA vs IEFA

YTD

VanguardVEA

+12.9%

IEFAiShares

+11.1%

+12.9%Year to date+11.1%

2.4%Yield3.4%

$232BAssets$187B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: IPOS, IFLO, VEA, VXUS

Today

65.4%most shared, VEA and VXUS

IPOSIFLOVEAVXUS

IPOS—0.0%0.0%0.0%

IFLO0.0%—7.2%5.2%

VEA0.0%7.2%—65.4%

VXUS0.0%5.2%65.4%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$241most kept, VEA

VEA$244 − $3 = $241

VXUS$239 − $5 = $234

IFLO$168 − $67 = $101

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee