IPOS vs IFLO

AIPOS

BIFLO

Measures won0–4IFLO wins · of 6 · 5Y

$10,000 · 5Y$15,197VEA · VXUS $14,489

Lowest cost0.03%VEA · $3 on $10k

Most income2.51%VEA · $251 on $10k

Smallest drop−7.3%IFLO · worst fall in 1Y

Held in common0.0%IPOS and IFLO

IPOS

IFLO

Renaissance International IPO ETF · $9MVictoryShares International Free Cash Flow ETF · $301M

+12.0%3 years · per year$14,037 · […][…]

−9.3%5 years · per year$6,132 · […][…]

0.80%Expense ratio$80 · $67 on $10k · lower wins0.67%

0.83%12-mo yield$83 · $171 on $10k1.71%

−33.2%Worst dropSmaller wins−7.3%

35.7%VolatilityLower wins15.0%

0–4IFLO wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIPOS · IFLO

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.83%	−1.8%	+3.7%	+1.7%	+12.0%	−9.3%	−33.2%	$9M
4	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.71%	−0.6%	+27.2%	+32.7%	new	new	−7.3%	$301M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.51%	−0.4%	+9.7%	+14.8%	+20.3%	+8.7%	−11.6%	$231.6B
2	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.45%	+0.1%	+8.1%	+11.6%	+19.2%	+7.7%	−11.3%	$163.2B
3	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.83%	−1.8%	+3.7%	+1.7%	+12.0%	−9.3%	−33.2%	$9M
4	BIFLO	VictoryShares International Free Cash Flow ETFRead Desk	0.67%	1.71%	−0.6%	+27.2%	+32.7%	new	new	−7.3%	$301M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPOS vs IFLO

IPOS

Renaissance International IPO

$6,132

IFLO

VictoryShares International Free Cash Flow

[…]

MeasureIPOSIFLO

Fee0.80%0.67%

Cost on $10k a year$80$67

Yield0.83%1.71%

5 years, per year−9.3%[…]

3 years, per year+12.0%[…]

Worst drop · 1Y−33.2%−7.3%

Volatility · 1Y35.7%15.0%

4–0measures won
IFLO first

0.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

VXUS vs IXUS

YTD

VanguardVXUS

+8.1%

IXUSiShares

+8.2%

+8.1%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$56.4B

2–0IXUS wins

End-of-day Nov 6, 2026

VEA vs IEFA

YTD

VanguardVEA

+9.7%

IEFAiShares

+7.7%

+9.7%Year to date+7.7%

2.5%Yield3.5%

$232BAssets$187B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IPOS, IFLO, VXUS, VEA

Today

65.3%most shared, VXUS and VEA

IPOSIFLOVXUSVEA

IPOS—0.0%0.0%0.0%

IFLO0.0%—5.1%7.2%

VXUS0.0%5.1%—65.3%

VEA0.0%7.2%65.3%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$248most kept, VEA

VEA$251 − $3 = $248

VXUS$245 − $5 = $240

IFLO$171 − $67 = $104

IPOS$83 − $80 = $3

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee