IPOS vs SCHD

AIPOS

BSCHD

Measures won0–6SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,459SCHD · VEA $15,497

Lowest cost0.03%VEA · $3 on $10k

Most income3.36%IEFA · $336 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%IPOS and SCHD

IPOS

SCHD

Renaissance International IPO ETF · $9MSchwab U.S. Dividend Equity ETF · $122B

+11.6%3 years · per year$13,898 · $17,123+19.6%

−9.0%5 years · per year$6,236 · $16,459+10.5%

0.80%Expense ratio$80 · $6 on $10k · lower wins0.06%

0.81%12-mo yield$81 · $296 on $10k2.96%

−33.2%Worst dropSmaller wins−6.9%

35.8%VolatilityLower wins11.8%

0–6SCHD wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIPOS · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
4	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	+2.1%	+5.9%	+4.0%	+11.6%	−9.0%	−33.2%	$9M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.96%	+1.4%	+33.2%	+39.1%	+19.6%	+10.5%	−6.9%	$121.7B
2	VEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.44%	+2.9%	+12.9%	+18.8%	+20.5%	+9.2%	−11.6%	$231.6B
3	IEFA	iShares Core MSCI EAFE ETFRead Desk	0.07%	3.36%	+3.2%	+11.1%	+15.8%	+18.9%	+8.3%	−11.5%	$192.8B
4	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	+2.1%	+5.9%	+4.0%	+11.6%	−9.0%	−33.2%	$9M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPOS vs SCHD

IPOS

Renaissance International IPO

$6,236

SCHD

Schwab U.S. Dividend Equity

$16,459

MeasureIPOSSCHD

Fee0.80%0.06%

Cost on $10k a year$80$6

Yield0.81%2.96%

5 years, per year−9.0%+10.5%

3 years, per year+11.6%+19.6%

Worst drop · 1Y−33.2%−6.9%

Volatility · 1Y35.8%11.8%

6–0measures won
SCHD first

0.0%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: IPOS, SCHD, VEA, IEFA

Today

71.0%most shared, VEA and IEFA

IPOSSCHDVEAIEFA

IPOS—0.0%0.0%0.0%

SCHD0.0%—0.0%0.0%

VEA0.0%0.0%—71.0%

IEFA0.0%0.0%71.0%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$329most kept, IEFA

IEFA$336 − $7 = $329

SCHD$296 − $6 = $290

VEA$244 − $3 = $241

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee