IPOS vs SPY

AIPOS

BSPY

Measures won0–6SPY wins · of 6 · 5Y

$10,000 · 5Y$17,099SPY · VT $15,576

Lowest cost0.06%VT · $6 on $10k

Most income1.59%VT · $159 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common0.0%IPOS and SPY

IPOS

SPY

Renaissance International IPO ETF · $9MState Street SPDR S&P 500 ETF · $819B

+12.6%3 years · per year$14,283 · $18,174+22.0%

−9.2%5 years · per year$6,155 · $17,099+11.3%

0.80%Expense ratio$80 · $9 on $10k · lower wins0.09%

0.81%12-mo yield$81 · $103 on $10k1.03%

−32.0%Worst dropSmaller wins−8.9%

35.6%VolatilityLower wins13.6%

0–6SPY wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIPOS · SPY

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.03%	−4.4%	+8.3%	+9.7%	+22.0%	+11.3%	−8.9%	$818.5B
2	VT	Vanguard Total World Stock ETFRead Desk	0.06%	1.59%	−4.1%	+8.2%	+10.7%	+21.0%	+9.3%	−9.7%	$81.8B
3	AIPOS	Renaissance International IPO ETFRead Desk	0.80%	0.81%	−4.9%	+5.6%	+4.2%	+12.6%	−9.2%	−32.0%	$9M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IPOS vs SPY

IPOS

Renaissance International IPO

$6,155

SPY

SPDR S&P 500

$17,099

MeasureIPOSSPY

Fee0.80%0.09%

Cost on $10k a year$80$9

Yield0.81%1.03%

5 years, per year−9.2%+11.3%

3 years, per year+12.6%+22.0%

Worst drop · 1Y−32.0%−8.9%

Volatility · 1Y35.6%13.6%

6–0measures won
SPY first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IPOS, SPY, VT

Today

55.2%most shared, SPY and VT

IPOSSPYVT

IPOS—0.0%0.0%

SPY0.0%—55.2%

VT0.0%55.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$153most kept, VT

VT$159 − $6 = $153

SPY$103 − $9 = $94

IPOS$81 − $80 = $1

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee