IROC vs MMMA

AIROC

BMMMA

Measures won1–0IROC wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV

Lowest cost0.09%SGOV · $9 on $10k

Most income5.18%IROC · $518 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IROC and MMMA

IROC

MMMA

Invesco Rochester High Yield Municipal ETF · $204MNYLI MacKay Muni Allocation ETF · $60M

+6.0%3 years · per year$11,926 · […][…]

[…]5 years · per year[…]

0.40%Expense ratio$40 · $40 on $10k · lower wins0.40%

5.18%12-mo yield$518 · $371 on $10k3.71%

−6.2%Worst dropSmaller wins[…]

4.1%VolatilityLower wins[…]

1–0IROC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIROC · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AIROC	Invesco Rochester High Yield Municipal ETFRead Desk	0.40%	5.18%	+0.2%	+2.1%	+2.7%	+6.0%	new	−6.2%	$204M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	AIROC	Invesco Rochester High Yield Municipal ETFRead Desk	0.40%	5.18%	+0.2%	+2.1%	+2.7%	+6.0%	new	−6.2%	$204M
3	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk	0.40%	3.71%	+0.8%	+3.5%	new	new	new	[…]	$60M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IROC vs MMMA

IROC

Invesco Rochester High Yield Municipal

[…]

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureIROCMMMA

Fee0.40%0.40%

Cost on $10k a year$40$40

Yield5.18%3.71%

5 years, per year[…][…]

3 years, per year+6.0%[…]

Worst drop · 1Y−6.2%[…]

Volatility · 1Y4.1%[…]

1–0measures won
IROC first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IROC, MMMA, SGOV

Today

[…]holdings […]

IROCMMMASGOV

IROC—[…][…]

MMMA[…]—[…]

SGOV[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$478most kept, IROC

IROC$518 − $40 = $478

SGOV$363 − $9 = $354

MMMA$371 − $40 = $331

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee