IRTR vs SPYM

AIRTR

BSPYM

Measures won3–2IRTR wins · of 6 · 5Y

$10,000 · 5Y$17,553SPYM

Lowest cost0.02%SPYM · $2 on $10k

Most income3.21%IRTR · $321 on $10k

Smallest drop−4.8%IRTR · worst fall in 1Y

Held in common22.3%IRTR and SPYM

IRTR

SPYM

iShares LifePath Retirement ETF · $59MState Street SPDR Portfolio S&P 500 ETF · $179B

+12.6%3 years · per year$14,287 · $18,161+22.0%

[…]5 years · per year[…] · $17,553+11.9%

0.08%Expense ratio$8 · $2 on $10k · lower wins0.02%

3.21%12-mo yield$321 · $103 on $10k1.03%

−4.8%Worst dropSmaller wins−8.9%

6.7%VolatilityLower wins13.7%

3–2IRTR wins

$10,000 · 5 yearsOne scale

Shared top holdingsIRTR · SPYM

1.7%AAPL7.9%

1.5%NVDA7.1%

1.3%MSFT6.2%

0.9%AMZN4.0%

Held in common22.3%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	AIRTR	iShares LifePath Retirement ETFRead Desk		0.08%	3.21%	+0.1%	+4.0%	+5.0%	+12.6%	new	−4.8%	$59M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPYM	State Street SPDR Portfolio S&P 500 ETFRead Desk		0.02%	1.03%	+2.3%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$178.8B
2	AIRTR	iShares LifePath Retirement ETFRead Desk		0.08%	3.21%	+0.1%	+4.0%	+5.0%	+12.6%	new	−4.8%	$59M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IRTR vs SPYM

IRTR

iShares LifePath Retirement

[…]

SPYM

SPDR Portfolio S&P 500

$17,553

MeasureIRTRSPYM

Fee0.08%0.02%

Cost on $10k a year$8$2

Yield3.21%1.03%

5 years, per year[…]+11.9%

3 years, per year+12.6%+22.0%

Worst drop · 1Y−4.8%−8.9%

Volatility · 1Y6.7%13.7%

3–2measures won
IRTR first

22.3%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IRTR, SPYM

Today

22.3%most shared, IRTR and SPYM

IRTRSPYM

IRTR—22.3%

SPYM22.3%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$313most kept, IRTR

IRTR$321 − $8 = $313

SPYM$103 − $2 = $101

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee