ITDC vs SPY

AITDC

BSPY

Measures won3–2ITDC wins · of 6 · 5Y

$10,000 · 5Y$17,545IVV · SPY $17,493

Lowest cost0.03%IVV · $3 on $10k

Most income1.88%ITDC · $188 on $10k

Smallest drop−6.6%ITDC · worst fall in 1Y

Held in common36.5%ITDC and SPY

ITDC

SPY

iShares LifePath Target Date 2035 ETF · $126MState Street SPDR S&P 500 ETF · $778B

+15.4%3 years · per year$15,364 · $18,118+21.9%

[…]5 years · per year[…] · $17,493+11.8%

0.10%Expense ratio$10 · $9 on $10k · lower wins0.09%

1.88%12-mo yield$188 · $101 on $10k1.01%

−6.6%Worst dropSmaller wins−8.9%

9.9%VolatilityLower wins13.7%

3–2ITDC wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsITDC · SPY

2.7%AAPL7.9%

2.4%NVDA7.1%

2.2%MSFT6.2%

1.4%AMZN4.0%

Held in common36.5%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	AITDC	iShares LifePath Target Date 2035 ETFRead Desk	0.10%	1.88%	+1.7%	+7.6%	+9.5%	+15.4%	new	−6.6%	$126M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
2	BSPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
3	AITDC	iShares LifePath Target Date 2035 ETFRead Desk	0.10%	1.88%	+1.7%	+7.6%	+9.5%	+15.4%	new	−6.6%	$126M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITDC vs SPY

ITDC

iShares LifePath Target Date 2035

[…]

SPY

SPDR S&P 500

$17,493

MeasureITDCSPY

Fee0.10%0.09%

Cost on $10k a year$10$9

Yield1.88%1.01%

5 years, per year[…]+11.8%

3 years, per year+15.4%+21.9%

Worst drop · 1Y−6.6%−8.9%

Volatility · 1Y9.9%13.7%

3–2measures won
ITDC first

36.5%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: ITDC, SPY, IVV

Today

99.9%most shared, SPY and IVV

ITDCSPYIVV

ITDC—36.5%36.5%

SPY36.5%—99.9%

IVV36.5%99.9%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$178most kept, ITDC

ITDC$188 − $10 = $178

IVV$111 − $3 = $108

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee