ITM vs MMMA

AITM

BMMMA

Measures won1–1level · of 6 · 5Y

$10,000 · 5Y$10,226ITM

Lowest cost0.18%ITM · $18 on $10k

Most income3.74%MMMA · $374 on $10k

Smallest drop−7.4%ITM · worst fall in 1Y

Held in common[…]ITM and MMMA

ITM

MMMA

VanEck Intermediate Muni ETF · $2.3BNYLI MacKay Muni Allocation ETF · $60M

+4.8%3 years · per year$11,495 · […][…]

+0.4%5 years · per year$10,226 · […][…]

0.18%Expense ratio$18 · $40 on $10k · lower wins0.40%

3.09%12-mo yield$309 · $374 on $10k3.74%

−7.4%Worst dropSmaller wins[…]

3.8%VolatilityLower wins[…]

1–1Level

$10,000 · 5 yearsOne scale

Shared top holdingsITM · MMMA

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	AITM	VanEck Intermediate Muni ETFRead Desk		0.18%	3.09%	+0.2%	−0.5%	+0.5%	+4.8%	+0.4%	−7.4%	$2.3B
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	AITM	VanEck Intermediate Muni ETFRead Desk		0.18%	3.09%	+0.2%	−0.5%	+0.5%	+4.8%	+0.4%	−7.4%	$2.3B
2	BMMMA	NYLI MacKay Muni Allocation ETFRead Desk		0.40%	3.74%	+0.3%	+2.6%	new	new	new	[…]	$60M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITM vs MMMA

ITM

VanEck Intermediate Muni

$10,226

MMMA

NYLI MacKay Muni Allocation

[…]

MeasureITMMMMA

Fee0.18%0.40%

Cost on $10k a year$18$40

Yield3.09%3.74%

5 years, per year+0.4%[…]

3 years, per year+4.8%[…]

Worst drop · 1Y−7.4%[…]

Volatility · 1Y3.8%[…]

1–1measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: ITM, MMMA

Today

[…]holdings […]

ITMMMMA

ITM—[…]

MMMA[…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$334most kept, MMMA

MMMA$374 − $40 = $334

ITM$309 − $18 = $291

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee