ITM vs SGOV

AITM

BSGOV

Measures won1–5SGOV wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · MUB $10,414

Lowest cost0.05%MUB · $5 on $10k

Most income3.63%SGOV · $363 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]ITM and SGOV

ITM

SGOV

VanEck Intermediate Muni ETF · $2.3BiShares 0-3 Month Treasury Bond ETF · $117B

+4.8%3 years · per year$11,527 · $11,419+4.5%

+0.6%5 years · per year$10,281 · $12,090+3.9%

0.18%Expense ratio$18 · $9 on $10k · lower wins0.09%

3.07%12-mo yield$307 · $363 on $10k3.63%

−7.4%Worst dropSmaller wins0.0%

3.8%VolatilityLower wins0.2%

1–5SGOV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsITM · SGOV

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	AITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.07%	+0.3%	+0.2%	+1.3%	+4.8%	+0.6%	−7.4%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	AITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.07%	+0.3%	+0.2%	+1.3%	+4.8%	+0.6%	−7.4%	$2.3B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITM vs SGOV

ITM

VanEck Intermediate Muni

$10,281

SGOV

iShares 0-3 Month Treasury Bond

$12,090

MeasureITMSGOV

Fee0.18%0.09%

Cost on $10k a year$18$9

Yield3.07%3.63%

5 years, per year+0.6%+3.9%

3 years, per year+4.8%+4.5%

Worst drop · 1Y−7.4%+0.0%

Volatility · 1Y3.8%0.2%

5–1measures won
SGOV first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.3B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: ITM, SGOV, MUB

Today

[…]holdings […]

ITMSGOVMUB

ITM—[…][…]

SGOV[…]—[…]

MUB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$354most kept, SGOV

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

ITM$307 − $18 = $289

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee