ITM vs SUB

AITM

BSUB

Measures won2–4SUB wins · of 6 · 5Y

$10,000 · 5Y$10,861SUB · VCIT $10,510

Lowest cost0.03%BND · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]ITM and SUB

ITM

SUB

VanEck Intermediate Muni ETF · $2.3BiShares Short-Term National Muni Bond ETF · $13.4B

+4.6%3 years · per year$11,440 · $11,021+3.3%

+0.6%5 years · per year$10,288 · $10,861+1.7%

0.18%Expense ratio$18 · $7 on $10k · lower wins0.07%

3.07%12-mo yield$307 · $257 on $10k2.57%

−7.4%Worst dropSmaller wins−1.9%

3.8%VolatilityLower wins1.4%

2–4SUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsITM · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.07%	0.0%	+0.2%	+1.0%	+4.6%	+0.6%	−7.4%	$2.3B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.4%	+3.3%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	AITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.07%	0.0%	+0.2%	+1.0%	+4.6%	+0.6%	−7.4%	$2.3B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITM vs SUB

ITM

VanEck Intermediate Muni

$10,288

SUB

iShares Short-Term National Muni Bond

$10,861

MeasureITMSUB

Fee0.18%0.07%

Cost on $10k a year$18$7

Yield3.07%2.57%

5 years, per year+0.6%+1.7%

3 years, per year+4.6%+3.3%

Worst drop · 1Y−7.4%−1.9%

Volatility · 1Y3.8%1.4%

4–2measures won
SUB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: ITM, SUB, BND, VCIT

Today

[…]holdings […]

ITMSUBBNDVCIT

ITM—[…][…][…]

SUB[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

ITM$307 − $18 = $289

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee