SUB vs ITM

ASUB

BITM

Measures won4–2SUB wins · of 6 · 5Y

$10,000 · 5Y$10,853SUB · ITM $10,261

Lowest cost0.03%BND · $3 on $10k

Most income4.12%BND · $412 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]SUB and ITM

SUB

ITM

iShares Short-Term National Muni Bond ETF · $13.4BVanEck Intermediate Muni ETF · $2.3B

+3.4%3 years · per year$11,053 · $11,546+4.9%

+1.7%5 years · per year$10,853 · $10,261+0.5%

0.07%Expense ratio$7 · $18 on $10k · lower wins0.18%

2.57%12-mo yield$257 · $308 on $10k3.08%

−1.9%Worst dropSmaller wins−7.4%

1.4%VolatilityLower wins3.8%

4–2SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSUB · ITM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	+0.1%	+1.6%	+2.4%	+3.4%	+1.7%	−1.9%	$13.4B
2	BITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.08%	+0.4%	−0.1%	+0.7%	+4.9%	+0.5%	−7.4%	$2.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	+0.1%	+1.6%	+2.4%	+3.4%	+1.7%	−1.9%	$13.4B
2	BITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.08%	+0.4%	−0.1%	+0.7%	+4.9%	+0.5%	−7.4%	$2.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs ITM

SUB

iShares Short-Term National Muni Bond

$10,853

ITM

VanEck Intermediate Muni

$10,261

MeasureSUBITM

Fee0.07%0.18%

Cost on $10k a year$7$18

Yield2.57%3.08%

5 years, per year+1.7%+0.5%

3 years, per year+3.4%+4.9%

Worst drop · 1Y−1.9%−7.4%

Volatility · 1Y1.4%3.8%

4–2measures won
SUB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: ITM, SUB, BND

Today

[…]holdings […]

ITMSUBBND

ITM—[…][…]

SUB[…]—[…]

BND[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$409most kept, BND

BND$412 − $3 = $409

ITM$308 − $18 = $290

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee