ITM vs SUB

AITM

BSUB

Measures won2–4SUB wins · of 6 · 5Y

$10,000 · 5Y$10,853SUB · VCIT $10,508

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]ITM and SUB

ITM

SUB

VanEck Intermediate Muni ETF · $2.3BiShares Short-Term National Muni Bond ETF · $13.4B

+4.9%3 years · per year$11,546 · $11,053+3.4%

+0.5%5 years · per year$10,261 · $10,853+1.7%

0.18%Expense ratio$18 · $7 on $10k · lower wins0.07%

3.08%12-mo yield$308 · $257 on $10k2.57%

−7.4%Worst dropSmaller wins−1.9%

3.8%VolatilityLower wins1.4%

2–4SUB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsITM · SUB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	+0.1%	+1.6%	+2.4%	+3.4%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.08%	+0.4%	−0.1%	+0.7%	+4.9%	+0.5%	−7.4%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	+0.1%	+1.6%	+2.4%	+3.4%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
3	AITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.08%	+0.4%	−0.1%	+0.7%	+4.9%	+0.5%	−7.4%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITM vs SUB

ITM

VanEck Intermediate Muni

$10,261

SUB

iShares Short-Term National Muni Bond

$10,853

MeasureITMSUB

Fee0.18%0.07%

Cost on $10k a year$18$7

Yield3.08%2.57%

5 years, per year+0.5%+1.7%

3 years, per year+4.9%+3.4%

Worst drop · 1Y−7.4%−1.9%

Volatility · 1Y3.8%1.4%

4–2measures won
SUB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: ITM, SUB, VCIT

Today

[…]holdings […]

ITMSUBVCIT

ITM—[…][…]

SUB[…]—[…]

VCIT[…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

ITM$308 − $18 = $290

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee