SUB vs ITM

ASUB

BITM

Measures won4–2SUB wins · of 6 · 5Y

$10,000 · 5Y$10,860SUB · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−1.9%SUB · worst fall in 1Y

Held in common[…]SUB and ITM

SUB

ITM

iShares Short-Term National Muni Bond ETF · $13.4BVanEck Intermediate Muni ETF · $2.3B

+3.4%3 years · per year$11,045 · $11,527+4.8%

+1.7%5 years · per year$10,860 · $10,281+0.6%

0.07%Expense ratio$7 · $18 on $10k · lower wins0.18%

2.57%12-mo yield$257 · $307 on $10k3.07%

−1.9%Worst dropSmaller wins−7.4%

1.4%VolatilityLower wins3.8%

4–2SUB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsSUB · ITM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.07%	+0.3%	+0.2%	+1.3%	+4.8%	+0.6%	−7.4%	$2.3B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	ASUB	iShares Short-Term National Muni Bond ETFRead Desk	0.07%	2.57%	0.0%	+1.6%	+2.5%	+3.4%	+1.7%	−1.9%	$13.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BITM	VanEck Intermediate Muni ETFRead Desk	0.18%	3.07%	+0.3%	+0.2%	+1.3%	+4.8%	+0.6%	−7.4%	$2.3B
4	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SUB vs ITM

SUB

iShares Short-Term National Muni Bond

$10,860

ITM

VanEck Intermediate Muni

$10,281

MeasureSUBITM

Fee0.07%0.18%

Cost on $10k a year$7$18

Yield2.57%3.07%

5 years, per year+1.7%+0.6%

3 years, per year+3.4%+4.8%

Worst drop · 1Y−1.9%−7.4%

Volatility · 1Y1.4%3.8%

4–2measures won
SUB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 6, 2026

Overlap: ITM, SUB, VCIT, BND

Today

[…]holdings […]

ITMSUBVCITBND

ITM—[…][…][…]

SUB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

ITM$307 − $18 = $289

SUB$257 − $7 = $250

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee