ITOT vs SCHD

AITOT

BSCHD

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,177IVV · ITOT $16,370

Lowest cost0.03%ITOT · $3 on $10k

Most income3.00%SCHD · $300 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common8.0%ITOT and SCHD

ITOT

SCHD

iShares Core S&P Total U.S. Stock Market ETF · $93.2BSchwab U.S. Dividend Equity ETF · $120B

+21.6%3 years · per year$17,998 · $17,266+20.0%

+10.4%5 years · per year$16,370 · $16,267+10.2%

0.03%Expense ratio$3 · $6 on $10k · lower wins0.06%

1.05%12-mo yield$105 · $300 on $10k3.00%

−8.9%Worst dropSmaller wins−6.9%

13.8%VolatilityLower wins11.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsITOT · SCHD

0.6%CVX4.0%

0.5%PG4.5%

0.5%KO4.3%

0.5%MRK3.8%

Held in common8.0%

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AITOT	iShares Core S&P Total U.S. Stock Market ETFRead Desk	0.03%	1.05%	+0.4%	+8.8%	+9.8%	+21.6%	+10.4%	−8.9%	$93.2B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$852.9B
2	AITOT	iShares Core S&P Total U.S. Stock Market ETFRead Desk	0.03%	1.05%	+0.4%	+8.8%	+9.8%	+21.6%	+10.4%	−8.9%	$93.2B
3	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	3.00%	−0.7%	+31.4%	+37.0%	+20.0%	+10.2%	−6.9%	$119.9B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITOT vs SCHD

ITOT

iShares Core S&P Total U.S. Stock Market

$16,370

SCHD

Schwab U.S. Dividend Equity

$16,267

MeasureITOTSCHD

Fee0.03%0.06%

Cost on $10k a year$3$6

Yield1.05%3.00%

5 years, per year+10.4%+10.2%

3 years, per year+21.6%+20.0%

Worst drop · 1Y−8.9%−6.9%

Volatility · 1Y13.8%11.7%

3–3measures won
level

8.0%

holdings shared

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$93.2B

2–0VTI wins

End-of-day Nov 6, 2026

Overlap: ITOT, SCHD, IVV

Today

89.0%most shared, ITOT and IVV

ITOTSCHDIVV

ITOT—8.0%89.0%

SCHD8.0%—8.7%

IVV89.0%8.7%—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$294most kept, SCHD

SCHD$300 − $6 = $294

IVV$114 − $3 = $111

ITOT$105 − $3 = $102

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee