ITOT vs SPY

AITOT

BSPY

Measures won2–3SPY wins · of 6 · 5Y

$10,000 · 5Y$18,060SPY · ITOT $17,265

Lowest cost0.03%ITOT · $3 on $10k

Most income1.01%ITOT · $101 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common88.9%ITOT and SPY

ITOT

SPY

iShares Core S&P Total U.S. Stock Market ETF · $97.0BState Street SPDR S&P 500 ETF · $805B

+24.0%3 years · per year$19,058 · $19,132+24.1%

+11.5%5 years · per year$17,265 · $18,060+12.6%

0.03%Expense ratio$3 · $9 on $10k · lower wins0.09%

1.01%12-mo yield$101 · $99 on $10k0.99%

−8.9%Worst dropSmaller wins−8.9%

13.1%VolatilityLower wins12.9%

2–3SPY wins

$10,000 · 5 yearsOne scale

Shared top holdingsITOT · SPY

6.8%NVDA7.7%

6.6%AAPL7.4%

5.3%MSFT5.9%

3.4%AMZN3.8%

Held in common88.9%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AITOT	iShares Core S&P Total U.S. Stock Market ETFRead Desk		0.03%	1.01%	+1.5%	+13.3%	+13.4%	+24.0%	+11.5%	−8.9%	$97.0B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BSPY	State Street SPDR S&P 500 ETFRead Desk		0.09%	0.99%	+1.7%	+13.3%	+13.4%	+24.1%	+12.6%	−8.9%	$804.8B
2	AITOT	iShares Core S&P Total U.S. Stock Market ETFRead Desk		0.03%	1.01%	+1.5%	+13.3%	+13.4%	+24.0%	+11.5%	−8.9%	$97.0B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

ITOT vs SPY

ITOT

iShares Core S&P Total U.S. Stock Market

$17,265

SPY

SPDR S&P 500

$18,060

MeasureITOTSPY

Fee0.03%0.09%

Cost on $10k a year$3$9

Yield1.01%0.99%

5 years, per year+11.5%+12.6%

3 years, per year+24.0%+24.1%

Worst drop · 1Y−8.9%−8.9%

Volatility · 1Y13.1%12.9%

3–1measures won
SPY first

88.9%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

VTI vs ITOT

YTD

VanguardVTI

+13.4%

ITOTiShares

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$689BAssets$97.0B

1–0VTI wins

End-of-day Nov 4, 2026

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

Overlap: ITOT, SPY

Today

88.9%most shared, ITOT and SPY

ITOTSPY

ITOT—88.9%

SPY88.9%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$98most kept, ITOT

ITOT$101 − $3 = $98

SPY$99 − $9 = $90

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee