IUSB vs APCB

AIUSB

BAPCB

Measures won4–1IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · MUB $10,414

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]IUSB and APCB

IUSB

APCB

iShares Core Universal USD Bond ETF · $50.4BActivePassive Core Bond ETF · $1.0B

+5.6%3 years · per year$11,774 · $11,519+4.8%

+0.3%5 years · per year$10,138 · […][…]

0.06%Expense ratio$6 · $36 on $10k · lower wins0.36%

4.34%12-mo yield$434 · $420 on $10k4.20%

−4.3%Worst dropSmaller wins−4.6%

3.9%VolatilityLower wins3.7%

4–1IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · APCB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BAPCB	ActivePassive Core Bond ETFRead Desk	0.36%	4.20%	0.0%	−0.4%	+0.3%	+4.8%	new	−4.6%	$1.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BAPCB	ActivePassive Core Bond ETFRead Desk	0.36%	4.20%	0.0%	−0.4%	+0.3%	+4.8%	new	−4.6%	$1.0B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs APCB

IUSB

iShares Core Universal USD Bond

$10,138

APCB

ActivePassive Core Bond

[…]

MeasureIUSBAPCB

Fee0.06%0.36%

Cost on $10k a year$6$36

Yield4.34%4.20%

5 years, per year+0.3%[…]

3 years, per year+5.6%+4.8%

Worst drop · 1Y−4.3%−4.6%

Volatility · 1Y3.9%3.7%

4–1measures won
IUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IUSB, APCB, VCIT, MUB

Today

[…]holdings […]

IUSBAPCBVCITMUB

IUSB—[…][…][…]

APCB[…]—[…][…]

VCIT[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

APCB$420 − $36 = $384

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee