IUSB vs BSMS

AIUSB

BBSMS

Measures won3–2IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,226BNDX · BSMS $10,148

Lowest cost0.06%IUSB · $6 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop−3.0%BSMS · worst fall in 1Y

Held in common[…]IUSB and BSMS

IUSB

BSMS

iShares Core Universal USD Bond ETF · $50.4BInvesco BulletShares 2028 Municipal Bond ETF · $362M

+5.6%3 years · per year$11,774 · $11,300+4.2%

+0.3%5 years · per year$10,138 · $10,148+0.3%

0.06%Expense ratio$6 · $18 on $10k · lower wins0.18%

4.34%12-mo yield$434 · $281 on $10k2.81%

−4.3%Worst dropSmaller wins−3.0%

3.9%VolatilityLower wins2.0%

3–2IUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · BSMS

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
2	BBSMS	Invesco BulletShares 2028 Municipal Bond ETFRead Desk	0.18%	2.81%	+0.2%	+1.4%	+2.5%	+4.2%	+0.3%	−3.0%	$362M
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.4%	+4.5%	+0.4%	−3.2%	$82.9B
2	BBSMS	Invesco BulletShares 2028 Municipal Bond ETFRead Desk	0.18%	2.81%	+0.2%	+1.4%	+2.5%	+4.2%	+0.3%	−3.0%	$362M
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs BSMS

IUSB

iShares Core Universal USD Bond

$10,138

BSMS

Invesco BulletShares 2028 Municipal Bond

$10,148

MeasureIUSBBSMS

Fee0.06%0.18%

Cost on $10k a year$6$18

Yield4.34%2.81%

5 years, per year+0.3%+0.3%

3 years, per year+5.6%+4.2%

Worst drop · 1Y−4.3%−3.0%

Volatility · 1Y3.9%2.0%

3–2measures won
IUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IUSB, BSMS, BNDX

Today

[…]holdings […]

IUSBBSMSBNDX

IUSB—[…][…]

BSMS[…]—[…]

BNDX[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

IUSB$434 − $6 = $428

BSMS$281 − $18 = $263

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee