IUSB vs CGIB

AIUSB

BCGIB

Measures won2–1IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,415VCIT · IUSB $10,070

Lowest cost0.03%VCIT · $3 on $10k

Most income5.05%VCIT · $505 on $10k

Smallest drop−2.7%CGIB · worst fall in 1Y

Held in common[…]IUSB and CGIB

IUSB

CGIB

iShares Core Universal USD Bond ETF · $50.5BCapital Group International Bond ETF (USD-Hedged) · $387M

+5.0%3 years · per year$11,560 · […][…]

+0.1%5 years · per year$10,070 · […][…]

0.06%Expense ratio$6 · $45 on $10k · lower wins0.45%

4.36%12-mo yield$436 · $145 on $10k1.45%

−4.3%Worst dropSmaller wins−2.7%

3.9%VolatilityLower wins3.9%

2–1IUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · CGIB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
3	BCGIB	Capital Group International Bond ETF (USD-Hedged)Read Desk	0.45%	1.45%	−0.5%	+0.6%	+0.4%	new	new	−2.7%	$387M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
3	BCGIB	Capital Group International Bond ETF (USD-Hedged)Read Desk	0.45%	1.45%	−0.5%	+0.6%	+0.4%	new	new	−2.7%	$387M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs CGIB

IUSB

iShares Core Universal USD Bond

$10,070

CGIB

Capital Group International Bond ETF (USD-Hedged)

[…]

MeasureIUSBCGIB

Fee0.06%0.45%

Cost on $10k a year$6$45

Yield4.36%1.45%

5 years, per year+0.1%[…]

3 years, per year+5.0%[…]

Worst drop · 1Y−4.3%−2.7%

Volatility · 1Y3.9%3.9%

2–1measures won
IUSB first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

SPYM vs SPY

YTD

SPDRSPYM

+10.9%

SPYSPDR

+10.8%

+10.9%Year to date+10.8%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 10, 2026

Overlap: IUSB, CGIB, VCIT

Today

[…]holdings […]

IUSBCGIBVCIT

IUSB—[…][…]

CGIB[…]—[…]

VCIT[…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

IUSB$436 − $6 = $430

CGIB$145 − $45 = $100

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee