IUSB vs CGUI

AIUSB

BCGUI

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$10,469VCIT · MUB $10,373

Lowest cost0.03%VCIT · $3 on $10k

Most income5.03%VCIT · $503 on $10k

Smallest drop−0.2%CGUI · worst fall in 1Y

Held in common[…]IUSB and CGUI

IUSB

CGUI

iShares Core Universal USD Bond ETF · $50.1BCapital Group Ultra Short Income ETF · $387M

+5.9%3 years · per year$11,881 · […][…]

+0.2%5 years · per year$10,113 · […][…]

0.06%Expense ratio$6 · $18 on $10k · lower wins0.18%

4.34%12-mo yield$434 · $382 on $10k3.82%

−4.3%Worst dropSmaller wins−0.2%

3.9%VolatilityLower wins0.9%

2–2Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · CGUI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.28%	+0.4%	+0.1%	+0.7%	+4.4%	+0.7%	−6.3%	$54.5B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.1B
4	BCGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	+0.1%	+3.0%	+3.9%	new	new	−0.2%	$387M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.03%	+0.6%	−0.9%	+0.1%	+7.2%	+0.9%	−4.9%	$66.6B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.28%	+0.4%	+0.1%	+0.7%	+4.4%	+0.7%	−6.3%	$54.5B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.1B
4	BCGUI	Capital Group Ultra Short Income ETFRead Desk	0.18%	3.82%	+0.1%	+3.0%	+3.9%	new	new	−0.2%	$387M

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs CGUI

IUSB

iShares Core Universal USD Bond

$10,113

CGUI

Capital Group Ultra Short Income

[…]

MeasureIUSBCGUI

Fee0.06%0.18%

Cost on $10k a year$6$18

Yield4.34%3.82%

5 years, per year+0.2%[…]

3 years, per year+5.9%[…]

Worst drop · 1Y−4.3%−0.2%

Volatility · 1Y3.9%0.9%

2–2measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: IUSB, CGUI, MUB, VCIT

Today

[…]holdings […]

IUSBCGUIMUBVCIT

IUSB—[…][…][…]

CGUI[…]—[…][…]

MUB[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, VCIT

VCIT$503 − $3 = $500

IUSB$434 − $6 = $428

CGUI$382 − $18 = $364

MUB$328 − $5 = $323

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee