IUSB vs DIAL

AIUSB

BDIAL

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · MUB $10,414

Lowest cost0.05%MUB · $5 on $10k

Most income5.29%DIAL · $529 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and DIAL

IUSB

DIAL

iShares Core Universal USD Bond ETF · $50.4BColumbia Diversified Fixed Income Allocation ETF · $421M

+5.6%3 years · per year$11,774 · $12,160+6.7%

+0.3%5 years · per year$10,138 · $10,198+0.4%

0.06%Expense ratio$6 · $29 on $10k · lower wins0.29%

4.34%12-mo yield$434 · $529 on $10k5.29%

−4.3%Worst dropSmaller wins−4.7%

3.9%VolatilityLower wins4.6%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · DIAL

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	BDIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.29%	−0.2%	−0.5%	+0.6%	+6.7%	+0.4%	−4.7%	$421M
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.5B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$55.0B
3	BDIAL	Columbia Diversified Fixed Income Allocation ETFRead Desk	0.29%	5.29%	−0.2%	−0.5%	+0.6%	+6.7%	+0.4%	−4.7%	$421M
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs DIAL

IUSB

iShares Core Universal USD Bond

$10,138

DIAL

Columbia Diversified Fixed Income Allocation

$10,198

MeasureIUSBDIAL

Fee0.06%0.29%

Cost on $10k a year$6$29

Yield4.34%5.29%

5 years, per year+0.3%+0.4%

3 years, per year+5.6%+6.7%

Worst drop · 1Y−4.3%−4.7%

Volatility · 1Y3.9%4.6%

3–3measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IUSB, DIAL, SGOV, MUB

Today

[…]holdings […]

IUSBDIALSGOVMUB

IUSB—[…][…][…]

DIAL[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$500most kept, DIAL

DIAL$529 − $29 = $500

IUSB$434 − $6 = $428

SGOV$363 − $9 = $354

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee