IUSB vs DUSB

AIUSB

BDUSB

Measures won3–2IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,508VCIT · IUSB $10,142

Lowest cost0.03%BND · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%DUSB · worst fall in 1Y

Held in common[…]IUSB and DUSB

IUSB

DUSB

iShares Core Universal USD Bond ETF · $50.3BDimensional Ultrashort Fixed Income ETF · $2.8B

+6.0%3 years · per year$11,909 · $11,527+4.9%

+0.3%5 years · per year$10,142 · […][…]

0.06%Expense ratio$6 · $15 on $10k · lower wins0.15%

4.33%12-mo yield$433 · $392 on $10k3.92%

−4.3%Worst dropSmaller wins−0.2%

3.9%VolatilityLower wins0.6%

3–2IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · DUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
4	BDUSB	Dimensional Ultrashort Fixed Income ETFRead Desk	0.15%	3.92%	+0.1%	+3.1%	+3.7%	+4.9%	new	−0.2%	$2.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.2%	−0.6%	+0.3%	+7.3%	+1.0%	−4.9%	$66.6B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	+0.2%	+0.1%	+0.4%	+5.6%	0.0%	−4.5%	$161.4B
4	BDUSB	Dimensional Ultrashort Fixed Income ETFRead Desk	0.15%	3.92%	+0.1%	+3.1%	+3.7%	+4.9%	new	−0.2%	$2.8B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs DUSB

IUSB

iShares Core Universal USD Bond

$10,142

DUSB

Dimensional Ultrashort Fixed Income

[…]

MeasureIUSBDUSB

Fee0.06%0.15%

Cost on $10k a year$6$15

Yield4.33%3.92%

5 years, per year+0.3%[…]

3 years, per year+6.0%+4.9%

Worst drop · 1Y−4.3%−0.2%

Volatility · 1Y3.9%0.6%

3–2measures won
IUSB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.1%

AGGiShares

+0.1%

+0.1%Year to date+0.1%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IUSB, DUSB, BND, VCIT

Today

[…]holdings […]

IUSBDUSBBNDVCIT

IUSB—[…][…][…]

DUSB[…]—[…][…]

BND[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

BND$412 − $3 = $409

DUSB$392 − $15 = $377

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee