IUSB vs FEMB

AIUSB

BFEMB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$11,953FEMB · BNDX $10,239

Lowest cost0.06%IUSB · $6 on $10k

Most income6.95%FEMB · $695 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]IUSB and FEMB

IUSB

FEMB

iShares Core Universal USD Bond ETF · $50.4BFirst Trust Emerging Markets Local Currency Bond ETF · $376M

+5.4%3 years · per year$11,705 · $12,594+8.0%

+0.3%5 years · per year$10,151 · $11,953+3.6%

0.06%Expense ratio$6 · $85 on $10k · lower wins0.85%

4.33%12-mo yield$433 · $695 on $10k6.95%

−4.3%Worst dropSmaller wins−7.6%

3.9%VolatilityLower wins8.7%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · FEMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BFEMB	First Trust Emerging Markets Local Currency Bond ETFRead Desk	0.85%	6.95%	+0.1%	+0.9%	+3.6%	+8.0%	+3.6%	−7.6%	$376M
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BFEMB	First Trust Emerging Markets Local Currency Bond ETFRead Desk	0.85%	6.95%	+0.1%	+0.9%	+3.6%	+8.0%	+3.6%	−7.6%	$376M
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs FEMB

IUSB

iShares Core Universal USD Bond

$10,151

FEMB

First Trust Emerging Markets Local Currency Bond

$11,953

MeasureIUSBFEMB

Fee0.06%0.85%

Cost on $10k a year$6$85

Yield4.33%6.95%

5 years, per year+0.3%+3.6%

3 years, per year+5.4%+8.0%

Worst drop · 1Y−4.3%−7.6%

Volatility · 1Y3.9%8.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: IUSB, FEMB, BNDX

Today

[…]holdings […]

IUSBFEMBBNDX

IUSB—[…][…]

FEMB[…]—[…]

BNDX[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$610most kept, FEMB

FEMB$695 − $85 = $610

BNDX$463 − $7 = $456

IUSB$433 − $6 = $427

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee