IUSB vs FIAX

AIUSB

BFIAX

Measures won3–2IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,151IUSB · BND $9,985

Lowest cost0.03%BND · $3 on $10k

Most income8.15%FIAX · $815 on $10k

Smallest drop−2.4%FIAX · worst fall in 1Y

Held in common[…]IUSB and FIAX

IUSB

FIAX

iShares Core Universal USD Bond ETF · $50.5BNicholas Fixed Income Alternative ETF · $121M

+5.4%3 years · per year$11,705 · $11,265+4.1%

+0.3%5 years · per year$10,151 · […][…]

0.06%Expense ratio$6 · $97 on $10k · lower wins0.97%

4.33%12-mo yield$433 · $815 on $10k8.15%

−4.3%Worst dropSmaller wins−2.4%

3.9%VolatilityLower wins4.1%

3–2IUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · FIAX

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	BFIAX	Nicholas Fixed Income Alternative ETFRead Desk	0.97%	8.15%	+0.1%	+3.3%	+4.4%	+4.1%	new	−2.4%	$121M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	BFIAX	Nicholas Fixed Income Alternative ETFRead Desk	0.97%	8.15%	+0.1%	+3.3%	+4.4%	+4.1%	new	−2.4%	$121M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs FIAX

IUSB

iShares Core Universal USD Bond

$10,151

FIAX

Nicholas Fixed Income Alternative

[…]

MeasureIUSBFIAX

Fee0.06%0.97%

Cost on $10k a year$6$97

Yield4.33%8.15%

5 years, per year+0.3%[…]

3 years, per year+5.4%+4.1%

Worst drop · 1Y−4.3%−2.4%

Volatility · 1Y3.9%4.1%

3–2measures won
IUSB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IUSB, FIAX, BND

Today

[…]holdings […]

IUSBFIAXBND

IUSB—[…][…]

FIAX[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$718most kept, FIAX

FIAX$815 − $97 = $718

IUSB$433 − $6 = $427

BND$412 − $3 = $409

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee