FTMS vs IUSB

AFTMS

BIUSB

Measures won2–2level · of 6 · 5Y

$10,000 · 5Y$10,151IUSB · BND $9,985

Lowest cost0.03%BND · $3 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop−2.0%FTMS · worst fall in 1Y

Held in common[…]FTMS and IUSB

FTMS

IUSB

Franklin Short-Term Municipal Income ETF · $267MiShares Core Universal USD Bond ETF · $50.4B

[…]3 years · per year[…] · $11,705+5.4%

[…]5 years · per year[…] · $10,151+0.3%

0.22%Expense ratio$22 · $6 on $10k · lower wins0.06%

3.33%12-mo yield$333 · $433 on $10k4.33%

−2.0%Worst dropSmaller wins−4.3%

2.2%VolatilityLower wins3.9%

2–2Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsFTMS · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	AFTMS	Franklin Short-Term Municipal Income ETFRead Desk	0.22%	3.33%	0.0%	+2.2%	+2.7%	new	new	−2.0%	$267M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
2	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B
3	AFTMS	Franklin Short-Term Municipal Income ETFRead Desk	0.22%	3.33%	0.0%	+2.2%	+2.7%	new	new	−2.0%	$267M

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

FTMS vs IUSB

FTMS

Franklin Short-Term Municipal Income

[…]

IUSB

iShares Core Universal USD Bond

$10,151

MeasureFTMSIUSB

Fee0.22%0.06%

Cost on $10k a year$22$6

Yield3.33%4.33%

5 years, per year[…]+0.3%

3 years, per year[…]+5.4%

Worst drop · 1Y−2.0%−4.3%

Volatility · 1Y2.2%3.9%

2–2measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IUSB, FTMS, BND

Today

[…]holdings […]

IUSBFTMSBND

IUSB—[…][…]

FTMS[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

BND$412 − $3 = $409

FTMS$333 − $22 = $311

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee