IUSB vs JMST

AIUSB

BJMST

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$12,091SGOV · JMST $11,311

Lowest cost0.05%MUB · $5 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and JMST

IUSB

JMST

iShares Core Universal USD Bond ETF · $50.5BJPMorgan Ultra-Short Municipal Income ETF · $8.4B

+5.4%3 years · per year$11,705 · $11,034+3.3%

+0.3%5 years · per year$10,151 · $11,311+2.5%

0.06%Expense ratio$6 · $18 on $10k · lower wins0.18%

4.33%12-mo yield$433 · $255 on $10k2.54%

−4.3%Worst dropSmaller wins−0.6%

3.9%VolatilityLower wins0.7%

3–3Level

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · JMST

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	BJMST	JPMorgan Ultra-Short Municipal Income ETFRead Desk	0.18%	2.54%	0.0%	+2.1%	+2.6%	+3.3%	+2.5%	−0.6%	$8.4B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	BJMST	JPMorgan Ultra-Short Municipal Income ETFRead Desk	0.18%	2.54%	0.0%	+2.1%	+2.6%	+3.3%	+2.5%	−0.6%	$8.4B
3	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.26%	+0.1%	+0.7%	+1.1%	+4.1%	+0.8%	−6.3%	$55.1B
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs JMST

IUSB

iShares Core Universal USD Bond

$10,151

JMST

JPMorgan Ultra-Short Municipal Income

$11,311

MeasureIUSBJMST

Fee0.06%0.18%

Cost on $10k a year$6$18

Yield4.33%2.54%

5 years, per year+0.3%+2.5%

3 years, per year+5.4%+3.3%

Worst drop · 1Y−4.3%−0.6%

Volatility · 1Y3.9%0.7%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

Overlap: IUSB, JMST, SGOV, MUB

Today

[…]holdings […]

IUSBJMSTSGOVMUB

IUSB—[…][…][…]

JMST[…]—[…][…]

SGOV[…][…]—[…]

MUB[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

MUB$326 − $5 = $321

JMST$255 − $18 = $237

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee