IUSB vs SHM

AIUSB

BSHM

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,542SHM · MUB $10,373

Lowest cost0.05%MUB · $5 on $10k

Most income4.34%IUSB · $434 on $10k

Smallest drop−2.7%SHM · worst fall in 1Y

Held in common[…]IUSB and SHM

IUSB

SHM

iShares Core Universal USD Bond ETF · $50.1BState Street SPDR Nuveen ICE Short Term Municipal Bond ETF · $3.5B

+5.9%3 years · per year$11,881 · $11,066+3.4%

+0.2%5 years · per year$10,113 · $10,542+1.1%

0.06%Expense ratio$6 · $20 on $10k · lower wins0.20%

4.34%12-mo yield$434 · $271 on $10k2.71%

−4.3%Worst dropSmaller wins−2.7%

3.9%VolatilityLower wins1.8%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · SHM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.28%	+0.4%	+0.1%	+0.7%	+4.4%	+0.7%	−6.3%	$54.5B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.1B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSHM	State Street SPDR Nuveen ICE Short Term Municipal Bond ETFRead Desk	0.20%	2.71%	+0.1%	+1.1%	+1.7%	+3.4%	+1.1%	−2.7%	$3.5B
2	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.28%	+0.4%	+0.1%	+0.7%	+4.4%	+0.7%	−6.3%	$54.5B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	+0.5%	0.0%	+0.5%	+5.9%	+0.2%	−4.3%	$50.1B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SHM

IUSB

iShares Core Universal USD Bond

$10,113

SHM

SPDR Nuveen ICE Short Term Municipal Bond

$10,542

MeasureIUSBSHM

Fee0.06%0.20%

Cost on $10k a year$6$20

Yield4.34%2.71%

5 years, per year+0.2%+1.1%

3 years, per year+5.9%+3.4%

Worst drop · 1Y−4.3%−2.7%

Volatility · 1Y3.9%1.8%

3–3measures won
level

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$121BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$41.8BAssets$46.0B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$185BAssets$798B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: IUSB, SHM, MUB

Today

[…]holdings […]

IUSBSHMMUB

IUSB—[…][…]

SHM[…]—[…]

MUB[…][…]—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

MUB$328 − $5 = $323

SHM$271 − $20 = $251

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee