IUSB vs SJLD

AIUSB

BSJLD

Measures won1–3SJLD wins · of 6 · 5Y

$10,000 · 5Y$10,414MUB · IUSB $10,138

Lowest cost0.05%MUB · $5 on $10k

Most income5.16%SJLD · $516 on $10k

Smallest drop−1.1%SJLD · worst fall in 1Y

Held in common[…]IUSB and SJLD

IUSB

SJLD

iShares Core Universal USD Bond ETF · $50.4BSanJac Alpha Low Duration ETF · $2M

+5.6%3 years · per year$11,774 · […][…]

+0.3%5 years · per year$10,138 · […][…]

0.06%Expense ratio$6 · $35 on $10k · lower wins0.35%

4.34%12-mo yield$434 · $516 on $10k5.16%

−4.3%Worst dropSmaller wins−1.1%

3.9%VolatilityLower wins1.4%

1–3SJLD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · SJLD

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BSJLD	SanJac Alpha Low Duration ETFRead Desk	0.35%	5.16%	+0.1%	+2.3%	+2.4%	new	new	−1.1%	$2M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	MUB	iShares National Muni Bond ETFRead Desk	0.05%	3.27%	+0.4%	+0.5%	+0.9%	+4.5%	+0.8%	−6.3%	$54.9B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	BSJLD	SanJac Alpha Low Duration ETFRead Desk	0.35%	5.16%	+0.1%	+2.3%	+2.4%	new	new	−1.1%	$2M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SJLD

IUSB

iShares Core Universal USD Bond

$10,138

SJLD

SanJac Alpha Low Duration

[…]

MeasureIUSBSJLD

Fee0.06%0.35%

Cost on $10k a year$6$35

Yield4.34%5.16%

5 years, per year+0.3%[…]

3 years, per year+5.6%[…]

Worst drop · 1Y−4.3%−1.1%

Volatility · 1Y3.9%1.4%

3–1measures won
SJLD first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IUSB, SJLD, MUB

Today

[…]holdings […]

IUSBSJLDMUB

IUSB—[…][…]

SJLD[…]—[…]

MUB[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$481most kept, SJLD

SJLD$516 − $35 = $481

IUSB$434 − $6 = $428

MUB$327 − $5 = $322

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee