IUSB vs SKOR

AIUSB

BSKOR

Measures won1–5SKOR wins · of 6 · 5Y

$10,000 · 5Y$10,931SKOR · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.9%SKOR · worst fall in 1Y

Held in common[…]IUSB and SKOR

IUSB

SKOR

iShares Core Universal USD Bond ETF · $50.4BNorthern Trust Credit-Scored US Corporate Bond ETF · $1.1B

+5.6%3 years · per year$11,774 · $11,979+6.2%

+0.3%5 years · per year$10,138 · $10,931+1.8%

0.06%Expense ratio$6 · $16 on $10k · lower wins0.16%

4.34%12-mo yield$434 · $478 on $10k4.78%

−4.3%Worst dropSmaller wins−2.9%

3.9%VolatilityLower wins3.0%

1–5SKOR wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · SKOR

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSKOR	Northern Trust Credit-Scored US Corporate Bond ETFRead Desk	0.16%	4.78%	−0.1%	+0.2%	+1.3%	+6.2%	+1.8%	−2.9%	$1.1B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSKOR	Northern Trust Credit-Scored US Corporate Bond ETFRead Desk	0.16%	4.78%	−0.1%	+0.2%	+1.3%	+6.2%	+1.8%	−2.9%	$1.1B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SKOR

IUSB

iShares Core Universal USD Bond

$10,138

SKOR

Northern Trust Credit-Scored US Corporate Bond

$10,931

MeasureIUSBSKOR

Fee0.06%0.16%

Cost on $10k a year$6$16

Yield4.34%4.78%

5 years, per year+0.3%+1.8%

3 years, per year+5.6%+6.2%

Worst drop · 1Y−4.3%−2.9%

Volatility · 1Y3.9%3.0%

5–1measures won
SKOR first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IUSB, SKOR, VCIT

Today

[…]holdings […]

IUSBSKORVCIT

IUSB—[…][…]

SKOR[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

SKOR$478 − $16 = $462

IUSB$434 − $6 = $428

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee