VCIT vs SMB

AVCIT

BSMB

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$10,728SMB · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−2.3%SMB · worst fall in 1Y

Held in common[…]VCIT and SMB

VCIT

SMB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BVanEck Short Muni ETF · $400M

+6.6%3 years · per year$12,129 · $11,151+3.7%

+1.0%5 years · per year$10,510 · $10,728+1.4%

0.03%Expense ratio$3 · $7 on $10k · lower wins0.07%

5.02%12-mo yield$502 · $282 on $10k2.82%

−4.9%Worst dropSmaller wins−2.3%

4.5%VolatilityLower wins2.5%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsVCIT · SMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BSMB	VanEck Short Muni ETFRead Desk	0.07%	2.82%	+0.2%	+1.5%	+2.5%	+3.7%	+1.4%	−2.3%	$400M
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BSMB	VanEck Short Muni ETFRead Desk	0.07%	2.82%	+0.2%	+1.5%	+2.5%	+3.7%	+1.4%	−2.3%	$400M
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	IUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs SMB

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,510

SMB

VanEck Short Muni

$10,728

MeasureVCITSMB

Fee0.03%0.07%

Cost on $10k a year$3$7

Yield5.02%2.82%

5 years, per year+1.0%+1.4%

3 years, per year+6.6%+3.7%

Worst drop · 1Y−4.9%−2.3%

Volatility · 1Y4.5%2.5%

3–3measures won
level

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: IUSB, SMB, VCIT

Today

[…]holdings […]

IUSBSMBVCIT

IUSB—[…][…]

SMB[…]—[…]

VCIT[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$433 − $6 = $427

SMB$282 − $7 = $275

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee