IUSB vs SPMB

AIUSB

BSPMB

Measures won3–2IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,493VCIT · SPMB $10,159

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]IUSB and SPMB

IUSB

SPMB

iShares Core Universal USD Bond ETF · $50.4BState Street SPDR Portfolio Mortgage Backed Bond ETF · $7.0B

+5.6%3 years · per year$11,774 · $11,894+6.0%

+0.3%5 years · per year$10,138 · $10,159+0.3%

0.06%Expense ratio$6 · $4 on $10k · lower wins0.04%

4.34%12-mo yield$434 · $425 on $10k4.25%

−4.3%Worst dropSmaller wins−5.6%

3.9%VolatilityLower wins4.7%

3–2IUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIUSB · SPMB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BSPMB	State Street SPDR Portfolio Mortgage Backed Bond ETFRead Desk	0.04%	4.25%	−0.1%	+0.1%	+1.0%	+6.0%	+0.3%	−5.6%	$7.0B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
2	BSPMB	State Street SPDR Portfolio Mortgage Backed Bond ETFRead Desk	0.04%	4.25%	−0.1%	+0.1%	+1.0%	+6.0%	+0.3%	−5.6%	$7.0B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SPMB

IUSB

iShares Core Universal USD Bond

$10,138

SPMB

SPDR Portfolio Mortgage Backed Bond

$10,159

MeasureIUSBSPMB

Fee0.06%0.04%

Cost on $10k a year$6$4

Yield4.34%4.25%

5 years, per year+0.3%+0.3%

3 years, per year+5.6%+6.0%

Worst drop · 1Y−4.3%−5.6%

Volatility · 1Y3.9%4.7%

2–2measures won
level

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

Overlap: IUSB, SPMB, VCIT

Today

[…]holdings […]

IUSBSPMBVCIT

IUSB—[…][…]

SPMB[…]—[…]

VCIT[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

SPMB$425 − $4 = $421

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee