SPY vs IUSB

ASPY

BIUSB

Measures won2–4IUSB wins · of 6 · 5Y

$10,000 · 5Y$17,493SPY · IUSB $10,151

Lowest cost0.03%BND · $3 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]SPY and IUSB

SPY

IUSB

State Street SPDR S&P 500 ETF · $778BiShares Core Universal USD Bond ETF · $50.4B

+21.9%3 years · per year$18,118 · $11,705+5.4%

+11.8%5 years · per year$17,493 · $10,151+0.3%

0.09%Expense ratio$9 · $6 on $10k · lower wins0.06%

1.01%12-mo yield$101 · $433 on $10k4.33%

−8.9%Worst dropSmaller wins−4.3%

13.7%VolatilityLower wins3.9%

2–4IUSB wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsSPY · IUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	ASPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B
2	BIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.4B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	0.0%	0.0%	+0.3%	+5.0%	0.0%	−4.5%	$161.4B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

SPY vs IUSB

SPY

SPDR S&P 500

$17,493

IUSB

iShares Core Universal USD Bond

$10,151

MeasureSPYIUSB

Fee0.09%0.06%

Cost on $10k a year$9$6

Yield1.01%4.33%

5 years, per year+11.8%+0.3%

3 years, per year+21.9%+5.4%

Worst drop · 1Y−8.9%−4.3%

Volatility · 1Y13.7%3.9%

4–2measures won
IUSB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

BND vs AGG

YTD

VanguardBND

+0.0%

AGGiShares

+0.0%

+0.0%Year to date+0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: IUSB, SPY, BND

Today

[…]holdings […]

IUSBSPYBND

IUSB—[…][…]

SPY[…]—[…]

BND[…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

BND$412 − $3 = $409

SPY$101 − $9 = $92

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee