IUSB vs SSFI

AIUSB

BSSFI

Measures won6–0IUSB wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · IUSB $10,138

Lowest cost0.03%AGG · $3 on $10k

Most income4.34%IUSB · $434 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and SSFI

IUSB

SSFI

iShares Core Universal USD Bond ETF · $50.4BDay Hagan Smart Sector Fixed Income ETF · $29M

+5.6%3 years · per year$11,774 · $11,357+4.3%

+0.3%5 years · per year$10,138 · $9,751−0.5%

0.06%Expense ratio$6 · $76 on $10k · lower wins0.76%

4.34%12-mo yield$434 · $386 on $10k3.86%

−4.3%Worst dropSmaller wins−4.8%

3.9%VolatilityLower wins4.0%

6–0IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · SSFI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.7%	+5.2%	−0.1%	−4.6%	$139.2B
4	BSSFI	Day Hagan Smart Sector Fixed Income ETFRead Desk	0.76%	3.86%	−0.1%	−0.8%	−0.3%	+4.3%	−0.5%	−4.8%	$29M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
3	AGG	iShares Core U.S. Aggregate Bond ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.7%	+5.2%	−0.1%	−4.6%	$139.2B
4	BSSFI	Day Hagan Smart Sector Fixed Income ETFRead Desk	0.76%	3.86%	−0.1%	−0.8%	−0.3%	+4.3%	−0.5%	−4.8%	$29M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SSFI

IUSB

iShares Core Universal USD Bond

$10,138

SSFI

Day Hagan Smart Sector Fixed Income

$9,751

MeasureIUSBSSFI

Fee0.06%0.76%

Cost on $10k a year$6$76

Yield4.34%3.86%

5 years, per year+0.3%−0.5%

3 years, per year+5.6%+4.3%

Worst drop · 1Y−4.3%−4.8%

Volatility · 1Y3.9%4.0%

6–0measures won
IUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

Overlap: IUSB, SSFI, AGG, SGOV

Today

[…]holdings […]

IUSBSSFIAGGSGOV

IUSB—[…][…][…]

SSFI[…]—[…][…]

AGG[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$428most kept, IUSB

IUSB$434 − $6 = $428

AGG$412 − $3 = $409

SGOV$363 − $9 = $354

SSFI$386 − $76 = $310

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee