IUSB vs SSFI

AIUSB

BSSFI

Measures won6–0IUSB wins · of 6 · 5Y

$10,000 · 5Y$12,086SGOV · BNDX $10,186

Lowest cost0.06%IUSB · $6 on $10k

Most income4.64%BNDX · $464 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and SSFI

IUSB

SSFI

iShares Core Universal USD Bond ETF · $50.4BDay Hagan Smart Sector Fixed Income ETF · $29M

+6.0%3 years · per year$11,909 · $11,449+4.6%

+0.3%5 years · per year$10,142 · $9,756−0.5%

0.06%Expense ratio$6 · $76 on $10k · lower wins0.76%

4.33%12-mo yield$433 · $386 on $10k3.86%

−4.3%Worst dropSmaller wins−4.8%

3.9%VolatilityLower wins4.0%

6–0IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · SSFI

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B
4	BSSFI	Day Hagan Smart Sector Fixed Income ETFRead Desk	0.76%	3.86%	+0.2%	−0.7%	−0.5%	+4.6%	−0.5%	−4.8%	$29M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.1%	+3.7%	+4.5%	+3.9%	0.0%	$116.9B
2	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.64%	+0.1%	+0.8%	+0.2%	+4.7%	+0.4%	−3.2%	$82.9B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.4B
4	BSSFI	Day Hagan Smart Sector Fixed Income ETFRead Desk	0.76%	3.86%	+0.2%	−0.7%	−0.5%	+4.6%	−0.5%	−4.8%	$29M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs SSFI

IUSB

iShares Core Universal USD Bond

$10,142

SSFI

Day Hagan Smart Sector Fixed Income

$9,756

MeasureIUSBSSFI

Fee0.06%0.76%

Cost on $10k a year$6$76

Yield4.33%3.86%

5 years, per year+0.3%−0.5%

3 years, per year+6.0%+4.6%

Worst drop · 1Y−4.3%−4.8%

Volatility · 1Y3.9%4.0%

6–0measures won
IUSB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.1%

BILSPDR

+3.1%

+3.1%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–0BIL wins

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.6BAssets$46.8B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IUSB, SSFI, SGOV, BNDX

Today

[…]holdings […]

IUSBSSFISGOVBNDX

IUSB—[…][…][…]

SSFI[…]—[…][…]

SGOV[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$457most kept, BNDX

BNDX$464 − $7 = $457

IUSB$433 − $6 = $427

SGOV$363 − $9 = $354

SSFI$386 − $76 = $310

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee