IUSB vs STBF

AIUSB

BSTBF

Measures won1–3STBF wins · of 6 · 5Y

$10,000 · 5Y$12,090SGOV · VCIT $10,493

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and STBF

IUSB

STBF

iShares Core Universal USD Bond ETF · $50.4BPerformance Trust Short Term Bond ETF · $131M

+5.6%3 years · per year$11,774 · […][…]

+0.3%5 years · per year$10,138 · […][…]

0.06%Expense ratio$6 · $65 on $10k · lower wins0.65%

4.34%12-mo yield$434 · $474 on $10k4.74%

−4.3%Worst dropSmaller wins−1.1%

3.9%VolatilityLower wins1.6%

1–3STBF wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · STBF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BSTBF	Performance Trust Short Term Bond ETFRead Desk	0.65%	4.74%	−0.1%	+2.4%	+3.3%	new	new	−1.1%	$131M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.34%	−0.1%	+0.1%	+0.8%	+5.6%	+0.3%	−4.3%	$50.4B
4	BSTBF	Performance Trust Short Term Bond ETFRead Desk	0.65%	4.74%	−0.1%	+2.4%	+3.3%	new	new	−1.1%	$131M

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs STBF

IUSB

iShares Core Universal USD Bond

$10,138

STBF

Performance Trust Short Term Bond

[…]

MeasureIUSBSTBF

Fee0.06%0.65%

Cost on $10k a year$6$65

Yield4.34%4.74%

5 years, per year+0.3%[…]

3 years, per year+5.6%[…]

Worst drop · 1Y−4.3%−1.1%

Volatility · 1Y3.9%1.6%

3–1measures won
STBF first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

SCHD vs VIG

YTD

SchwabSCHD

+31.4%

VIGVanguard

+12.1%

+31.4%Year to date+12.1%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 6, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+3.2%

JEPIJ.P. Morgan

+5.3%

+3.2%Year to date+5.3%

12.8%Yield8.1%

$42.6BAssets$46.8B

1–1level

End-of-day Nov 6, 2026

Overlap: IUSB, STBF, SGOV, VCIT

Today

[…]holdings […]

IUSBSTBFSGOVVCIT

IUSB—[…][…][…]

STBF[…]—[…][…]

SGOV[…][…]—[…]

VCIT[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

IUSB$434 − $6 = $428

STBF$474 − $65 = $409

SGOV$363 − $9 = $354

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee