IUSB vs TAXF

AIUSB

BTAXF

Measures won5–1IUSB wins · of 6 · 5Y

$10,000 · 5Y$10,526TAXF · VCIT $10,510

Lowest cost0.03%VCIT · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−3.2%BNDX · worst fall in 1Y

Held in common[…]IUSB and TAXF

IUSB

TAXF

iShares Core Universal USD Bond ETF · $50.5BAmerican Century Diversified Municipal Bond ETF · $772M

+5.4%3 years · per year$11,705 · $11,566+5.0%

+0.3%5 years · per year$10,151 · $10,526+1.0%

0.06%Expense ratio$6 · $25 on $10k · lower wins0.25%

4.33%12-mo yield$433 · $390 on $10k3.90%

−4.3%Worst dropSmaller wins−6.8%

3.9%VolatilityLower wins4.1%

5–1IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · TAXF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	BTAXF	American Century Diversified Municipal Bond ETFRead Desk	0.25%	3.90%	+0.1%	+1.3%	+1.6%	+5.0%	+1.0%	−6.8%	$772M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	BTAXF	American Century Diversified Municipal Bond ETFRead Desk	0.25%	3.90%	+0.1%	+1.3%	+1.6%	+5.0%	+1.0%	−6.8%	$772M
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	+0.1%	−0.7%	0.0%	+6.6%	+1.0%	−4.9%	$66.6B
3	BNDX	Vanguard Total International Bond ETFRead Desk	0.07%	4.63%	+0.1%	+1.0%	+0.4%	+4.4%	+0.5%	−3.2%	$82.9B
4	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.33%	+0.1%	+0.1%	+0.5%	+5.4%	+0.3%	−4.3%	$50.5B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs TAXF

IUSB

iShares Core Universal USD Bond

$10,151

TAXF

American Century Diversified Municipal Bond

$10,526

MeasureIUSBTAXF

Fee0.06%0.25%

Cost on $10k a year$6$25

Yield4.33%3.90%

5 years, per year+0.3%+1.0%

3 years, per year+5.4%+5.0%

Worst drop · 1Y−4.3%−6.8%

Volatility · 1Y3.9%4.1%

5–1measures won
IUSB first

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.6%

JEPIJ.P. Morgan

+7.5%

+6.6%Year to date+7.5%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 9, 2026

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

Overlap: IUSB, TAXF, VCIT, BNDX

Today

[…]holdings […]

IUSBTAXFVCITBNDX

IUSB—[…][…][…]

TAXF[…]—[…][…]

VCIT[…][…]—[…]

BNDX[…][…][…]—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BNDX$463 − $7 = $456

IUSB$433 − $6 = $427

TAXF$390 − $25 = $365

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee