IUSB vs TDEM

AIUSB

BTDEM

Measures won2–0IUSB wins · of 6 · 5Y

$10,000 · 5Y$12,092SGOV · VCIT $10,415

Lowest cost0.03%VCIT · $3 on $10k

Most income5.05%VCIT · $505 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IUSB and TDEM

IUSB

TDEM

iShares Core Universal USD Bond ETF · $50.5BT. Rowe Price Dynamic Emerging Markets Bond ETF · $21M

+5.0%3 years · per year$11,560 · […][…]

+0.1%5 years · per year$10,070 · […][…]

0.06%Expense ratio$6 · $45 on $10k · lower wins0.45%

4.36%12-mo yield$436 · $54 on $10k0.54%

−4.3%Worst dropSmaller wins[…]

3.9%VolatilityLower wins[…]

2–0IUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIUSB · TDEM

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 10, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
4	BTDEM	T. Rowe Price Dynamic Emerging Markets Bond ETFRead Desk	0.45%	0.54%	−0.5%	new	new	new	new	[…]	$21M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.4B
2	VCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.05%	−0.7%	−1.4%	−0.6%	+6.2%	+0.8%	−4.9%	$66.6B
3	AIUSB	iShares Core Universal USD Bond ETFRead Desk	0.06%	4.36%	−0.6%	−0.5%	−0.2%	+5.0%	+0.1%	−4.3%	$50.5B
4	BTDEM	T. Rowe Price Dynamic Emerging Markets Bond ETFRead Desk	0.45%	0.54%	−0.5%	new	new	new	new	[…]	$21M

End-of-day Nov 10, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs TDEM

IUSB

iShares Core Universal USD Bond

$10,070

TDEM

T. Rowe Price Dynamic Emerging Markets Bond

[…]

MeasureIUSBTDEM

Fee0.06%0.45%

Cost on $10k a year$6$45

Yield4.36%0.54%

5 years, per year+0.1%[…]

3 years, per year+5.0%[…]

Worst drop · 1Y−4.3%[…]

Volatility · 1Y3.9%[…]

2–0measures won
IUSB first

Nov 10, 2026 · $10,000 five years ago, dividends reinvested

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$116BAssets$48.7B

1–1level

End-of-day Nov 10, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.8%

VIGVanguard

+15.1%

+33.8%Year to date+15.1%

2.9%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 10, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+6.0%

JEPIJ.P. Morgan

+7.6%

+6.0%Year to date+7.6%

12.4%Yield7.9%

$40.7BAssets$45.2B

1–1level

End-of-day Nov 10, 2026

Overlap: IUSB, TDEM, VCIT, SGOV

Today

[…]holdings […]

IUSBTDEMVCITSGOV

IUSB—[…][…][…]

TDEM[…]—[…][…]

VCIT[…][…]—[…]

SGOV[…][…][…]—

End-of-day Nov 10, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$502most kept, VCIT

VCIT$505 − $3 = $502

IUSB$436 − $6 = $430

SGOV$363 − $9 = $354

TDEM$54 − $45 = $9

KeptFee

End-of-day Nov 10, 2026 · yield in dollars minus the fee