IUSB vs XLF

AIUSB

BXLF

Measures won4–2IUSB wins · of 6 · 5Y

$10,000 · 5Y$15,503XLF · IUSB $10,142

Lowest cost0.06%IUSB · $6 on $10k

Most income4.33%IUSB · $433 on $10k

Smallest drop−4.3%IUSB · worst fall in 1Y

Held in common[…]IUSB and XLF

IUSB

XLF

iShares Core Universal USD Bond ETF · $50.3BState Street Financial Select Sector SPDR ETF · $53.8B

+6.0%3 years · per year$11,909 · $18,620+23.0%

+0.3%5 years · per year$10,142 · $15,503+9.2%

0.06%Expense ratio$6 · $8 on $10k · lower wins0.08%

4.33%12-mo yield$433 · $144 on $10k1.44%

−4.3%Worst dropSmaller wins−14.8%

3.9%VolatilityLower wins15.3%

4–2IUSB wins

$10,000 · 5 yearsOne scale

Shared top holdingsIUSB · XLF

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

Both

5Y2 funds

#			Trend
1	BXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$53.8B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk		0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Both

5Y2 funds

#			Trend
1	BXLF	State Street Financial Select Sector SPDR ETFRead Desk		0.08%	1.44%	−2.9%	+6.3%	+11.4%	+23.0%	+9.2%	−14.8%	$53.8B
2	AIUSB	iShares Core Universal USD Bond ETFRead Desk		0.06%	4.33%	+0.2%	+0.2%	+0.6%	+6.0%	+0.3%	−4.3%	$50.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IUSB vs XLF

IUSB

iShares Core Universal USD Bond

$10,142

XLF

Financial Select Sector SPDR

$15,503

MeasureIUSBXLF

Fee0.06%0.08%

Cost on $10k a year$6$8

Yield4.33%1.44%

5 years, per year+0.3%+9.2%

3 years, per year+6.0%+23.0%

Worst drop · 1Y−4.3%−14.8%

Volatility · 1Y3.9%15.3%

4–2measures won
IUSB first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$805B

2–0SPYM wins

End-of-day Nov 5, 2026

Overlap: IUSB, XLF

Today

[…]holdings […]

IUSBXLF

IUSB—[…]

XLF[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$427most kept, IUSB

IUSB$433 − $6 = $427

XLF$144 − $8 = $136

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee