IVAL vs SCHD

AIVAL

BSCHD

Measures won2–4SCHD wins · of 6 · 5Y

$10,000 · 5Y$16,962IVAL · SCHD $16,375

Lowest cost0.05%VXUS · $5 on $10k

Most income2.98%SCHD · $298 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common0.0%IVAL and SCHD

IVAL

SCHD

Alpha Architect International Quantitative Value ETF · $226MSchwab U.S. Dividend Equity ETF · $123B

+21.8%3 years · per year$18,057 · $17,414+20.3%

+11.1%5 years · per year$16,962 · $16,375+10.4%

0.38%Expense ratio$38 · $6 on $10k · lower wins0.06%

2.85%12-mo yield$285 · $298 on $10k2.98%

−11.2%Worst dropSmaller wins−6.9%

15.0%VolatilityLower wins11.7%

2–4SCHD wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVAL · SCHD

They share no top holdings, or holdings aren’t on file […]

Held in common0.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVAL	Alpha Architect International Quantitative Value ETFRead Desk	0.38%	2.85%	−1.0%	+18.9%	+26.3%	+21.8%	+11.1%	−11.2%	$226M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVAL	Alpha Architect International Quantitative Value ETFRead Desk	0.38%	2.85%	−1.0%	+18.9%	+26.3%	+21.8%	+11.1%	−11.2%	$226M
2	BSCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.98%	−2.2%	+32.3%	+38.7%	+20.3%	+10.4%	−6.9%	$122.9B
3	VXUS	Vanguard Total International Stock ETFRead Desk	0.05%	2.46%	−3.7%	+7.9%	+12.2%	+19.5%	+7.5%	−11.3%	$163.2B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVAL vs SCHD

IVAL

Alpha Architect International Quantitative Value

$16,962

SCHD

Schwab U.S. Dividend Equity

$16,375

MeasureIVALSCHD

Fee0.38%0.06%

Cost on $10k a year$38$6

Yield2.85%2.98%

5 years, per year+11.1%+10.4%

3 years, per year+21.8%+20.3%

Worst drop · 1Y−11.2%−6.9%

Volatility · 1Y15.0%11.7%

4–2measures won
SCHD first

0.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

VXUS vs IXUS

YTD

VanguardVXUS

+7.9%

IXUSiShares

+8.2%

+7.9%Year to date+8.2%

2.5%Yield3.1%

$163BAssets$58.4B

2–0IXUS wins

End-of-day Nov 5, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+5.2%

+8.5%Year to date+5.2%

12.2%Yield8.1%

$42.1BAssets$46.1B

2–0JEPQ wins

End-of-day Nov 5, 2026

Overlap: IVAL, SCHD, VXUS

Today

1.8%most shared, IVAL and VXUS

IVALSCHDVXUS

IVAL—0.0%1.8%

SCHD0.0%—0.0%

VXUS1.8%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$292most kept, SCHD

SCHD$298 − $6 = $292

IVAL$285 − $38 = $247

VXUS$246 − $5 = $241

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee