IVLU vs IQDF

AIVLU

BIQDF

Measures won4–2IVLU wins · of 6 · 5Y

$10,000 · 5Y$20,395IVLU · IQDF $17,033

Lowest cost0.06%SCHD · $6 on $10k

Most income3.47%IQDF · $347 on $10k

Smallest drop−6.9%SCHD · worst fall in 1Y

Held in common20.4%IVLU and IQDF

IVLU

IQDF

iShares MSCI Intl Value Factor ETF · $4.6BNorthern Trust International Quality Dividend ETF · $1.1B

+26.5%3 years · per year$20,233 · $19,182+24.2%

+15.3%5 years · per year$20,395 · $17,033+11.2%

0.31%Expense ratio$31 · $49 on $10k · lower wins0.49%

3.24%12-mo yield$324 · $347 on $10k3.47%

−11.7%Worst dropSmaller wins−10.0%

16.1%VolatilityLower wins16.3%

4–2IVLU wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVLU · IQDF

1.6%ROP.SW1.4%

1.6%BNP.PA1.4%

1.3%TTE.PA1.1%

1.0%UCG.MI1.0%

Held in common20.4%

End-of-day Nov 4, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVLU	iShares MSCI Intl Value Factor ETFRead Desk	0.31%	3.24%	+3.1%	+15.8%	+24.8%	+26.5%	+15.3%	−11.7%	$4.6B
2	BIQDF	Northern Trust International Quality Dividend ETFRead Desk	0.49%	3.47%	+2.0%	+15.8%	+21.9%	+24.2%	+11.2%	−10.0%	$1.1B
3	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVLU	iShares MSCI Intl Value Factor ETFRead Desk	0.31%	3.24%	+3.1%	+15.8%	+24.8%	+26.5%	+15.3%	−11.7%	$4.6B
2	BIQDF	Northern Trust International Quality Dividend ETFRead Desk	0.49%	3.47%	+2.0%	+15.8%	+21.9%	+24.2%	+11.2%	−10.0%	$1.1B
3	SCHD	Schwab U.S. Dividend Equity ETFRead Desk	0.06%	2.91%	+1.9%	+35.3%	+41.6%	+21.4%	+11.0%	−6.9%	$122.9B

End-of-day Nov 4, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVLU vs IQDF

IVLU

iShares MSCI Intl Value Factor

$20,395

IQDF

Northern Trust International Quality Dividend

$17,033

MeasureIVLUIQDF

Fee0.31%0.49%

Cost on $10k a year$31$49

Yield3.24%3.47%

5 years, per year+15.3%+11.2%

3 years, per year+26.5%+24.2%

Worst drop · 1Y−11.7%−10.0%

Volatility · 1Y16.1%16.3%

4–2measures won
IVLU first

20.4%

holdings shared

Nov 4, 2026 · $10,000 five years ago, dividends reinvested

SCHD vs VIG

YTD

SchwabSCHD

+35.3%

VIGVanguard

+16.4%

+35.3%Year to date+16.4%

2.9%Yield1.4%

$123BAssets$109B

2–0SCHD wins

End-of-day Nov 4, 2026

JEPQ vs JEPI

YTD

J.P. MorganJEPQ

+8.5%

JEPIJ.P. Morgan

+8.8%

+8.5%Year to date+8.8%

12.2%Yield7.8%

$42.1BAssets$46.1B

1–1level

End-of-day Nov 4, 2026

SPYM vs SPY

YTD

SPDRSPYM

+13.4%

SPYSPDR

+13.3%

+13.4%Year to date+13.3%

1.0%Yield1.0%

$182BAssets$805B

1–0SPYM wins

End-of-day Nov 4, 2026

Overlap: IVLU, IQDF, SCHD

Today

20.4%most shared, IVLU and IQDF

IVLUIQDFSCHD

IVLU—20.4%0.0%

IQDF20.4%—0.0%

SCHD0.0%0.0%—

End-of-day Nov 4, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$298most kept, IQDF

IQDF$347 − $49 = $298

IVLU$324 − $31 = $293

SCHD$291 − $6 = $285

KeptFee

End-of-day Nov 4, 2026 · yield in dollars minus the fee