IVLU vs VEA

AIVLU

BVEA

Measures won4–2IVLU wins · of 6 · 5Y

$10,000 · 5Y$19,789IVLU · VUG $16,052

Lowest cost0.03%VEA · $3 on $10k

Most income3.33%IVLU · $333 on $10k

Smallest drop−11.6%VEA · worst fall in 1Y

Held in common33.0%IVLU and VEA

IVLU

VEA

iShares MSCI Intl Value Factor ETF · $4.5BVanguard FTSE Developed Markets ETF · $232B

+25.3%3 years · per year$19,670 · $17,652+20.9%

+14.6%5 years · per year$19,789 · $15,147+8.7%

0.31%Expense ratio$31 · $3 on $10k · lower wins0.03%

3.33%12-mo yield$333 · $250 on $10k2.50%

−11.7%Worst dropSmaller wins−11.6%

16.3%VolatilityLower wins18.1%

4–2IVLU wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVLU · VEA

2.0%HSBA.L1.0%

1.6%ROP.SW0.9%

2.0%SHEL.L0.9%

1.5%NOVN.SW0.8%

Held in common33.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVLU	iShares MSCI Intl Value Factor ETFRead Desk	0.31%	3.33%	−2.5%	+13.0%	+22.7%	+25.3%	+14.6%	−11.7%	$4.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVLU	iShares MSCI Intl Value Factor ETFRead Desk	0.31%	3.33%	−2.5%	+13.0%	+22.7%	+25.3%	+14.6%	−11.7%	$4.5B
2	VUG	Vanguard Morningstar Growth ETFRead Desk	0.03%	0.43%	−5.5%	+0.5%	−0.6%	+22.8%	+9.9%	−15.1%	$232.9B
3	BVEA	Vanguard FTSE Developed Markets ETFRead Desk	0.03%	2.50%	−3.7%	+10.2%	+16.0%	+20.9%	+8.7%	−11.6%	$231.6B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVLU vs VEA

IVLU

iShares MSCI Intl Value Factor

$19,789

VEA

Vanguard FTSE Developed Markets

$15,147

MeasureIVLUVEA

Fee0.31%0.03%

Cost on $10k a year$31$3

Yield3.33%2.50%

5 years, per year+14.6%+8.7%

3 years, per year+25.3%+20.9%

Worst drop · 1Y−11.7%−11.6%

Volatility · 1Y16.3%18.1%

4–2measures won
IVLU first

33.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

VUG vs SCHG

YTD

VanguardVUG

+0.5%

SCHGSchwab

+0.9%

+0.5%Year to date+0.9%

0.03% · $3Fee · on $10k a year0.04% · $4

$233BAssets$59.1B

1–1level

End-of-day Nov 5, 2026

VEA vs IEFA

YTD

VanguardVEA

+10.2%

IEFAiShares

+8.5%

+10.2%Year to date+8.5%

2.5%Yield3.4%

$232BAssets$189B

1–1level

End-of-day Nov 5, 2026

SCHD vs VIG

YTD

SchwabSCHD

+32.3%

VIGVanguard

+12.5%

+32.3%Year to date+12.5%

3.0%Yield1.5%

$120BAssets$109B

2–0SCHD wins

End-of-day Nov 5, 2026

Overlap: IVLU, VEA, VUG

Today

33.0%most shared, IVLU and VEA

IVLUVEAVUG

IVLU—33.0%0.0%

VEA33.0%—0.0%

VUG0.0%0.0%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$302most kept, IVLU

IVLU$333 − $31 = $302

VEA$250 − $3 = $247

VUG$43 − $3 = $40

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee