IVV vs CLIP

AIVV

BCLIP

Measures won2–3CLIP wins · of 6 · 5Y

$10,000 · 5Y$17,151IVV · VTI $16,332

Lowest cost0.03%IVV · $3 on $10k

Most income3.72%CLIP · $372 on $10k

Smallest drop−0.0%CLIP · worst fall in 1Y

Held in common[…]IVV and CLIP

IVV

CLIP

iShares Core S&P 500 ETF · $850BGlobal X - 1-3 Month T-Bill ETF · $2.3B

+22.1%3 years · per year$18,221 · $11,419+4.5%

+11.4%5 years · per year$17,151 · […][…]

0.03%Expense ratio$3 · $7 on $10k · lower wins0.07%

1.14%12-mo yield$114 · $372 on $10k3.72%

−8.9%Worst dropSmaller wins−0.0%

13.6%VolatilityLower wins0.2%

2–3CLIP wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · CLIP

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.10%	−4.4%	+8.4%	+9.9%	+21.9%	+10.3%	−8.9%	$689.2B
3	BCLIP	Global X - 1-3 Month T-Bill ETFRead Desk	0.07%	3.72%	0.0%	+3.1%	+3.8%	+4.5%	new	−0.0%	$2.3B

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs CLIP

IVV

iShares Core S&P 500

$17,151

CLIP

Global X - 1-3 Month T-Bill

[…]

MeasureIVVCLIP

Fee0.03%0.07%

Cost on $10k a year$3$7

Yield1.14%3.72%

5 years, per year+11.4%[…]

3 years, per year+22.1%+4.5%

Worst drop · 1Y−8.9%−0.0%

Volatility · 1Y13.6%0.2%

3–2measures won
CLIP first

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.4%

ITOTiShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$689BAssets$92.8B

0–0level

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: IVV, CLIP, VTI

Today

86.5%most shared, IVV and VTI

IVVCLIPVTI

IVV—[…]86.5%

CLIP[…]—[…]

VTI86.5%[…]—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$365most kept, CLIP

CLIP$372 − $7 = $365

IVV$114 − $3 = $111

VTI$110 − $3 = $107

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee