IVV vs DFNL

AIVV

BDFNL

Measures won3–3level · of 6 · 5Y

$10,000 · 5Y$17,810DFNL · IVV $17,545

Lowest cost0.03%IVV · $3 on $10k

Most income1.29%DFNL · $129 on $10k

Smallest drop−8.9%SPY · worst fall in 1Y

Held in common5.6%IVV and DFNL

IVV

DFNL

iShares Core S&P 500 ETF · $875BDavis Select Financial ETF · $453M

+22.0%3 years · per year$18,159 · $20,374+26.8%

+11.9%5 years · per year$17,545 · $17,810+12.2%

0.03%Expense ratio$3 · $61 on $10k · lower wins0.61%

1.11%12-mo yield$111 · $129 on $10k1.29%

−8.9%Worst dropSmaller wins−12.9%

13.8%VolatilityLower wins15.1%

3–3Level

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · DFNL

1.7%BRK-B6.1%

1.4%JPM4.4%

0.5%BAC1.9%

0.4%WFC5.0%

Held in common5.6%

End-of-day Nov 9, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	BDFNL	Davis Select Financial ETFRead Desk	0.61%	1.29%	+1.6%	+6.0%	+15.4%	+26.8%	+12.2%	−12.9%	$453M
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	BDFNL	Davis Select Financial ETFRead Desk	0.61%	1.29%	+1.6%	+6.0%	+15.4%	+26.8%	+12.2%	−12.9%	$453M
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.11%	+2.4%	+11.3%	+13.6%	+22.0%	+11.9%	−8.9%	$875.2B
3	SPY	State Street SPDR S&P 500 ETFRead Desk	0.09%	1.01%	+2.4%	+11.2%	+13.5%	+21.9%	+11.8%	−8.9%	$777.9B

End-of-day Nov 9, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs DFNL

IVV

iShares Core S&P 500

$17,545

DFNL

Davis Select Financial

$17,810

MeasureIVVDFNL

Fee0.03%0.61%

Cost on $10k a year$3$61

Yield1.11%1.29%

5 years, per year+11.9%+12.2%

3 years, per year+22.0%+26.8%

Worst drop · 1Y−8.9%−12.9%

Volatility · 1Y13.8%15.1%

3–3measures won
level

5.6%

holdings shared

Nov 9, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+11.3%

SPYSPDR

+11.2%

+11.3%Year to date+11.2%

1.0%Yield1.0%

$179BAssets$778B

1–0SPYM wins

End-of-day Nov 9, 2026

VOO vs IVV

YTD

VanguardVOO

+11.3%

IVViShares

+11.3%

+11.3%Year to date+11.3%

1.1%Yield1.1%

$1.00TAssets$875B

0–0level

End-of-day Nov 9, 2026

SCHD vs VIG

YTD

SchwabSCHD

+33.2%

VIGVanguard

+14.8%

+33.2%Year to date+14.8%

3.0%Yield1.5%

$122BAssets$109B

2–0SCHD wins

End-of-day Nov 9, 2026

Overlap: IVV, DFNL, SPY

Today

99.9%most shared, IVV and SPY

IVVDFNLSPY

IVV—5.6%99.9%

DFNL5.6%—5.6%

SPY99.9%5.6%—

End-of-day Nov 9, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$108most kept, IVV

IVV$111 − $3 = $108

SPY$101 − $9 = $92

DFNL$129 − $61 = $68

KeptFee

End-of-day Nov 9, 2026 · yield in dollars minus the fee