IVV vs DUSB

AIVV

BDUSB

Measures won2–3DUSB wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VTI $16,375

Lowest cost0.03%IVV · $3 on $10k

Most income3.92%DUSB · $392 on $10k

Smallest drop0.0%SGOV · worst fall in 1Y

Held in common[…]IVV and DUSB

IVV

DUSB

iShares Core S&P 500 ETF · $850BDimensional Ultrashort Fixed Income ETF · $2.8B

+21.8%3 years · per year$18,084 · $11,526+4.8%

+11.4%5 years · per year$17,177 · […][…]

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

1.14%12-mo yield$114 · $392 on $10k3.92%

−8.9%Worst dropSmaller wins−0.2%

13.6%VolatilityLower wins0.6%

2–3DUSB wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsIVV · DUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
4	BDUSB	Dimensional Ultrashort Fixed Income ETFRead Desk	0.15%	3.92%	0.0%	+3.1%	+3.7%	+4.8%	new	−0.2%	$2.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	VTI	Vanguard Morningstar Total Stock Market ETFRead Desk	0.03%	1.09%	+0.4%	+8.9%	+9.9%	+21.7%	+10.4%	−8.9%	$689.2B
3	SGOV	iShares 0-3 Month Treasury Bond ETFRead Desk	0.09%	3.63%	0.0%	+3.2%	+3.8%	+4.5%	+3.9%	0.0%	$116.9B
4	BDUSB	Dimensional Ultrashort Fixed Income ETFRead Desk	0.15%	3.92%	0.0%	+3.1%	+3.7%	+4.8%	new	−0.2%	$2.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs DUSB

IVV

iShares Core S&P 500

$17,177

DUSB

Dimensional Ultrashort Fixed Income

[…]

MeasureIVVDUSB

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield1.14%3.92%

5 years, per year+11.4%[…]

3 years, per year+21.8%+4.8%

Worst drop · 1Y−8.9%−0.2%

Volatility · 1Y13.6%0.6%

3–2measures won
DUSB first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

VTI vs ITOT

YTD

VanguardVTI

+8.9%

ITOTiShares

+8.8%

+8.9%Year to date+8.8%

1.1%Yield1.0%

$689BAssets$92.8B

2–0VTI wins

End-of-day Nov 6, 2026

SGOV vs BIL

YTD

iSharesSGOV

+3.2%

BILSPDR

+3.1%

+3.2%Year to date+3.1%

3.6%Yield3.7%

$117BAssets$48.4B

1–1level

End-of-day Nov 6, 2026

Overlap: IVV, DUSB, SGOV, VTI

Today

85.5%most shared, IVV and VTI

IVVDUSBSGOVVTI

IVV—[…][…]85.5%

DUSB[…]—[…][…]

SGOV[…][…]—[…]

VTI85.5%[…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$377most kept, DUSB

DUSB$392 − $15 = $377

SGOV$363 − $9 = $354

IVV$114 − $3 = $111

VTI$109 − $3 = $106

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee