VCIT vs DUSB

AVCIT

BDUSB

Measures won3–2VCIT wins · of 6 · 5Y

$10,000 · 5Y$17,177IVV · VCIT $10,493

Lowest cost0.03%IVV · $3 on $10k

Most income5.02%VCIT · $502 on $10k

Smallest drop−0.2%DUSB · worst fall in 1Y

Held in common[…]VCIT and DUSB

VCIT

DUSB

Vanguard Intermediate-Term Corporate Bond ETF · $66.6BDimensional Ultrashort Fixed Income ETF · $2.8B

+6.9%3 years · per year$12,210 · $11,526+4.8%

+1.0%5 years · per year$10,493 · […][…]

0.03%Expense ratio$3 · $15 on $10k · lower wins0.15%

5.02%12-mo yield$502 · $392 on $10k3.92%

−4.9%Worst dropSmaller wins−0.2%

4.5%VolatilityLower wins0.6%

3–2VCIT wins

$10,000 · 5 yearsAll four, one scale

Shared top holdingsVCIT · DUSB

They share no top holdings, or holdings aren’t on file […]

Held in common[…]

End-of-day Nov 6, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BDUSB	Dimensional Ultrashort Fixed Income ETFRead Desk	0.15%	3.92%	0.0%	+3.1%	+3.7%	+4.8%	new	−0.2%	$2.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Four

5Y4 funds

#
1	IVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	+0.3%	+8.7%	+9.8%	+21.8%	+11.4%	−8.9%	$850.0B
2	AVCIT	Vanguard Intermediate-Term Corporate Bond ETFRead Desk	0.03%	5.02%	−0.1%	−0.8%	+0.4%	+6.9%	+1.0%	−4.9%	$66.6B
3	BND	Vanguard Total Bond Market ETFRead Desk	0.03%	4.12%	−0.1%	0.0%	+0.6%	+5.2%	−0.1%	−4.5%	$161.4B
4	BDUSB	Dimensional Ultrashort Fixed Income ETFRead Desk	0.15%	3.92%	0.0%	+3.1%	+3.7%	+4.8%	new	−0.2%	$2.8B

End-of-day Nov 6, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

VCIT vs DUSB

VCIT

Vanguard Intermediate-Term Corporate Bond

$10,493

DUSB

Dimensional Ultrashort Fixed Income

[…]

MeasureVCITDUSB

Fee0.03%0.15%

Cost on $10k a year$3$15

Yield5.02%3.92%

5 years, per year+1.0%[…]

3 years, per year+6.9%+4.8%

Worst drop · 1Y−4.9%−0.2%

Volatility · 1Y4.5%0.6%

3–2measures won
VCIT first

Nov 6, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.8%

SPYSPDR

+8.7%

+8.8%Year to date+8.7%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 6, 2026

BND vs AGG

YTD

VanguardBND

−0.0%

AGGiShares

−0.0%

−0.0%Year to date−0.0%

4.1%Yield4.1%

$161BAssets$139B

0–0level

End-of-day Nov 6, 2026

VOO vs IVV

YTD

VanguardVOO

+8.7%

IVViShares

+8.7%

+8.7%Year to date+8.7%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 6, 2026

Overlap: IVV, DUSB, VCIT, BND

Today

[…]holdings […]

IVVDUSBVCITBND

IVV—[…][…][…]

DUSB[…]—[…][…]

VCIT[…][…]—[…]

BND[…][…][…]—

End-of-day Nov 6, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$499most kept, VCIT

VCIT$502 − $3 = $499

BND$412 − $3 = $409

DUSB$392 − $15 = $377

IVV$114 − $3 = $111

KeptFee

End-of-day Nov 6, 2026 · yield in dollars minus the fee