IVV vs FDLS

AIVV

BFDLS

Measures won4–0IVV wins · of 6 · 5Y

$10,000 · 5Y$17,352QQQ · IVV $17,151

Lowest cost0.03%IVV · $3 on $10k

Most income1.14%IVV · $114 on $10k

Smallest drop−8.9%IVV · worst fall in 1Y

Held in common2.0%IVV and FDLS

IVV

FDLS

iShares Core S&P 500 ETF · $850BInspire Fidelis Multi Factor ETF · $256M

+22.1%3 years · per year$18,221 · $18,222+22.1%

+11.4%5 years · per year$17,151 · […][…]

0.03%Expense ratio$3 · $66 on $10k · lower wins0.66%

1.14%12-mo yield$114 · $86 on $10k0.86%

−8.9%Worst dropSmaller wins−9.5%

13.6%VolatilityLower wins16.5%

4–0IVV wins

$10,000 · 5 yearsAll three, one scale

Shared top holdingsIVV · FDLS

2.3%AVGO0.9%

0.2%SNDK0.7%

0.2%VLO0.9%

0.1%EOG1.0%

Held in common2.0%

End-of-day Nov 5, 2026 · $10,000 5 years ago, dividends reinvested · ● winner of the row · each row scaled to the bigger of the two

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$469.3B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
3	BFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$256M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

All Three

5Y3 funds

#
1	QQQ	Invesco QQQ Trust, Series 1Read Desk	0.18%	0.48%	−6.5%	+5.7%	+5.0%	+23.3%	+11.7%	−14.8%	$469.3B
2	AIVV	iShares Core S&P 500 ETFRead Desk	0.03%	1.14%	−4.4%	+8.4%	+9.7%	+22.1%	+11.4%	−8.9%	$850.0B
3	BFDLS	Inspire Fidelis Multi Factor ETFRead Desk	0.66%	0.86%	+0.7%	+16.0%	+19.2%	+22.1%	new	−9.5%	$256M

End-of-day Nov 5, 2026 · total return, dividends in · 3Y and 5Y per year · A and B = the pair in versus

Cards for this view

IVV vs FDLS

IVV

iShares Core S&P 500

$17,151

FDLS

Inspire Fidelis Multi Factor

[…]

MeasureIVVFDLS

Fee0.03%0.66%

Cost on $10k a year$3$66

Yield1.14%0.86%

5 years, per year+11.4%[…]

3 years, per year+22.1%+22.1%

Worst drop · 1Y−8.9%−9.5%

Volatility · 1Y13.6%16.5%

4–0measures won
IVV first

2.0%

holdings shared

Nov 5, 2026 · $10,000 five years ago, dividends reinvested

SPYM vs SPY

YTD

SPDRSPYM

+8.4%

SPYSPDR

+8.3%

+8.4%Year to date+8.3%

1.1%Yield1.0%

$182BAssets$819B

2–0SPYM wins

End-of-day Nov 5, 2026

QQQM vs QQQ

YTD

InvescoQQQM

+5.9%

QQQInvesco

+5.7%

+5.9%Year to date+5.7%

0.15% · $15Fee · on $10k a year0.18% · $18

$107BAssets$469B

2–0QQQM wins

End-of-day Nov 5, 2026

VOO vs IVV

YTD

VanguardVOO

+8.4%

IVViShares

+8.4%

+8.4%Year to date+8.4%

1.1%Yield1.1%

$1.00TAssets$850B

0–0level

End-of-day Nov 5, 2026

Overlap: IVV, FDLS, QQQ

Today

52.8%most shared, IVV and QQQ

IVVFDLSQQQ

IVV—2.0%52.8%

FDLS2.0%—2.2%

QQQ52.8%2.2%—

End-of-day Nov 5, 2026 · share held in common · outlined: the pair in versus

Income After Fees on $10,000

$111most kept, IVV

IVV$114 − $3 = $111

QQQ$48 − $18 = $30

FDLS$86 − $66 = $20

KeptFee

End-of-day Nov 5, 2026 · yield in dollars minus the fee